Skip to content

SBA Loans by Industry

Compare SBA lending across 21 industry sectors. Search, sort, and explore which industries receive the most funding, have the lowest rates, and carry the least default risk.

Industries Tracked
21
Major NAICS sectors
Total SBA Volume
$727.0B
2,136,870 total loans
Avg Rate
7.16%
Weighted by loan count
Avg Default Rate
12.4%
Weighted by loan count

Top 10 Industries by Total Volume

The 10 largest industries ranked by total volume

All Industries

1

Accommodation & Food Services

231,447 loans$117.7B
Avg Size
$509K
Avg Rate
7.16%
Default
13.4%
Full-Service Restaura…Limited-Service Resta…Hotels (except Casino…
2

Retail Trade

299,566 loans$98.7B
Avg Size
$329K
Avg Rate
7.21%
Default
15.8%
Gasoline Stations wit…Beer, Wine, and Liquo…Supermarkets and Othe…
3

Manufacturing

164,246 loans$74.3B
Avg Size
$453K
Avg Rate
6.94%
Default
11.3%
Machine ShopsAll Other Miscellaneo…Breweries
4

Health Care & Social Assistance

178,853 loans$73.7B
Avg Size
$412K
Avg Rate
7.17%
Default
6.7%
Offices of DentistsChild Day Care Servic…Offices of Physicians…
5

Other Services

191,502 loans$56.2B
Avg Size
$294K
Avg Rate
7.51%
Default
12.6%
General Automotive Re…Beauty SalonsDrycleaning and Laund…
6

Professional, Scientific & Technical Services

183,001 loans$49.4B
Avg Size
$270K
Avg Rate
7.63%
Default
10.7%
Offices of LawyersVeterinary ServicesEngineering Services
7

Other / Unclassified

214,861 loans$49.0B
Avg Size
$228K
Avg Rate
5.32%
Default
12.3%
Full-Service Restaura…Hotels (except Casino…Child Day Care Servic…
8

Construction

192,066 loans$46.0B
Avg Size
$239K
Avg Rate
7.82%
Default
12.7%
All Other Specialty T…Plumbing, Heating, an…Residential Remodelers
9

Wholesale Trade

110,145 loans$45.7B
Avg Size
$415K
Avg Rate
7.20%
Default
13.8%
Other Miscellaneous D…Other Miscellaneous N…Other Grocery and Rel…
10

Arts, Entertainment & Recreation

51,846 loans$21.6B
Avg Size
$417K
Avg Rate
7.64%
Default
12.5%
Fitness and Recreatio…All Other Amusement a…Independent Artists, …
11

Transportation & Warehousing

79,952 loans$19.3B
Avg Size
$241K
Avg Rate
7.55%
Default
13.0%
General Freight Truck…General Freight Truck…Specialized Freight (…
12

Administrative & Support Services

88,718 loans$19.2B
Avg Size
$217K
Avg Rate
7.72%
Default
12.7%
Landscaping ServicesJanitorial ServicesOther Services to Bui…
13

Real Estate & Rental/Leasing

42,030 loans$17.8B
Avg Size
$423K
Avg Rate
7.21%
Default
14.0%
Offices of Real Estat…Lessors of Nonresiden…Residential Property …
14

Agriculture, Forestry, Fishing & Hunting

22,835 loans$11.0B
Avg Size
$484K
Avg Rate
6.75%
Default
7.3%
Broilers and Other Me…LoggingSupport Activities fo…
15

Finance & Insurance

30,084 loans$9.5B
Avg Size
$316K
Avg Rate
7.29%
Default
12.2%
Insurance Agencies an…Investment AdviceMortgage and Nonmortg…
16

Educational Services

23,383 loans$7.8B
Avg Size
$332K
Avg Rate
7.74%
Default
11.2%
Sports and Recreation…All Other Miscellaneo…Fine Arts Schools
17

Information

24,666 loans$6.7B
Avg Size
$271K
Avg Rate
7.62%
Default
15.9%
Motion Picture and Vi…Data Processing, Host…All Other Information…
18

Mining, Quarrying & Oil/Gas Extraction

4,349 loans$2.0B
Avg Size
$465K
Avg Rate
6.96%
Default
7.9%
Support Activities fo…Construction Sand and…Drilling Oil and Gas …
19

Utilities

1,899 loans$694.5M
Avg Size
$366K
Avg Rate
7.60%
Default
8.8%
Water Supply and Irri…Natural Gas Distribut…Solar Electric Power …
20

Management of Companies & Enterprises

931 loans$574.6M
Avg Size
$617K
Avg Rate
6.70%
Default
5.0%
Offices of Other Hold…Corporate, Subsidiary…Offices of Bank Holdi…
21

Public Administration

490 loans$103.7M
Avg Size
$212K
Avg Rate
8.09%
Default
12.5%
Administration of Air…Fire ProtectionLegal Counsel and Pro…

Data tells you the averages. Our community shares the specifics.

Mazeka Labs community members share real SBA loan experiences by industry — which lenders specialize in your sector, typical terms, and what to expect. Join the conversation.

Learn about the community →