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Updated through Dec 2025

Every SBA loan.
Every state.
Since 1992.

2.1 million loans totaling $727 billion — explore lenders, industries, and trends across the entire SBA 7(a) and 504 program.

Total Loans
2,136,870
1992–2025
Total Volume
$727.0B
Gross approval amount
Avg Loan Size
$340K
Across all programs
Avg Interest Rate
7.38%
7(a) loans with reported rates
Default Rate
12.4%
Of disbursed loans charged off
Active Loans
353,775
16.6% of all loans

How does your SBA loan compare?

See how your rate stacks up against 2,136,870 SBA loans across multiple peer groups.

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Your full rate, not just the spread

SBA Program
Rate Type

SBA Lending by State

Click any state to explore its full data. Showing: Total Volume

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Loan Status & Trends

Filter by year range to zoom into specific periods

Loan Outcomes Over Time

How SBA loans from each year ended up — 59% have been paid in full

Current Status (All Time)

Current Status (All Time) showing Active: 16.6%, Paid in Full: 58.9%, Charged Off: 10.7%, Cancelled: 12.8%, Committed: 1.1%
Active16.6%
Paid in Full58.9%
Charged Off10.7%
Cancelled12.8%
Committed1.1%
58.9% Paid in Full

More than half of all SBA loans since 1992 have been fully repaid. Only 10.7% were charged off.

Annual Lending Volume

Annual Lending Volume from 1992 to 2025

Number of Loans per Year

Number of Loans per Year from 1992 to 2025

Answer Your Biggest Loan Questions

Free tools built for SBA borrowers — powered by 2.1 million real loan records.

Explore the Data

Built for SBA operators

Mazeka Labs is a community for small business owners who used SBA loans to acquire their businesses. Better systems, better vendors, better support — from people who understand the weight you carry.

Learn about the community