Educational Services

23,383 SBA loans totaling $7.8B.

Total Loans

23,383

1992–2025

Total Volume

$7.8B

Gross approval amount

Avg Loan Size

$332K

Median: $100K

Default Rate

11.2%

Avg rate: 7.74%

Active23.8%

Paid in Full52.6%

Charged Off9.6%

Cancelled12.2%

Committed1.8%


Wells Fargo Bank National Association	1,740	$461.9M	8.20%	9.9%
JPMorgan Chase Bank, National Association	1,249	$228.4M	7.76%	13.4%
U.S. Bank, National Association	740	$228.0M	7.45%	12.4%
The Huntington National Bank	1,037	$222.2M	7.75%	6.2%
Live Oak Banking Company	110	$193.7M	8.27%	1.0%
Bank of America, National Association	1,082	$144.6M	7.92%	23.9%
PNC Bank, National Association	597	$142.7M	7.58%	13.5%
Readycap Lending, LLC	365	$140.8M	11.34%	20.2%
Zions Bank, A Division of	385	$104.3M	7.60%	11.6%
Celtic Bank Corporation	295	$89.8M	7.24%	19.8%
Byline Bank	71	$89.1M	7.45%	6.6%
Columbia Bank	297	$88.5M	7.29%	11.3%
TD Bank, National Association	659	$86.7M	9.61%	8.0%
Newtek Bank, National Association	233	$85.6M	11.63%	0.0%
Bank Five Nine	67	$76.2M	6.15%	2.0%
Regions Bank	85	$75.1M	6.31%	7.1%
Cadence Bank	134	$72.1M	7.77%	3.3%
Manufacturers and Traders Trust Company	610	$71.4M	8.70%	8.3%
Truist Bank	198	$70.3M	6.11%	7.5%
Newtek Small Business Finance, Inc.	159	$68.9M	7.29%	5.4%
Pinnacle Bank	66	$67.8M	7.03%	10.3%
SouthState Bank, National Association	96	$66.1M	7.26%	5.7%
KeyBank National Association	221	$65.9M	7.45%	9.0%
BMO Bank National Association	136	$61.7M	6.06%	6.1%
Capital One, National Association	254	$61.4M	6.16%	27.2%


Sports and Recreation Instruction	5,547	$2.0B	$354K	9.1%
Elementary and Secondary Schools	2,095	$1.7B	$792K	5.5%
All Other Miscellaneous Schools and Instruction	3,378	$967.0M	$286K	11.7%
Fine Arts Schools	3,034	$682.7M	$225K	9.2%
Educational Support Services	2,566	$551.8M	$215K	13.4%
Other Technical and Trade Schools	1,431	$458.6M	$321K	15.0%
Cosmetology and Barber Schools	860	$337.5M	$392K	11.2%
Exam Preparation and Tutoring	1,391	$276.7M	$199K	16.0%
Professional and Management Development Training	1,050	$263.3M	$251K	11.6%
Colleges, Universities, and Professional Schools	226	$168.0M	$743K	15.0%
Flight Training	396	$126.7M	$320K	10.6%
Computer Training	472	$92.2M	$195K	19.1%
Automobile Driving Schools	508	$77.2M	$152K	16.1%
Language Schools	186	$61.9M	$333K	13.5%
Junior Colleges	76	$42.0M	$553K	10.9%
Business and Secretarial Schools	81	$17.7M	$219K	22.5%
Apprenticeship Training	86	$6.1M	$71K	21.9%

Download the complete SBA loan summary for all 20 NAICS industry sectors as a CSV — including loan counts, volume, rates, and default data.