Educational Services

23,383 SBA loans totaling $7.8B.

Total Loans

23,383

1991–2025

Total Volume

$7.8B

Gross approval amount

Avg Loan Size

$332K

Median: $100K

Default Rate

11.2%

Avg rate: 7.74%

Active23.8%

Paid in Full52.6%

Charged Off9.6%

Cancelled11.5%

Committed1.8%

Get the complete SBA loan summary for all 20 NAICS industry sectors as a CSV — including loan counts, volume, rates, and default data.

Lender	Loans	Volume▼	Avg Rate	Default Rate
Wells Fargo Bank National Association	1,692	$403.6M	8.20%	10.2%
The Huntington National Bank	1,027	$214.0M	7.75%	6.3%
U.S. Bank, National Association	722	$209.7M	7.45%	12.8%
Live Oak Banking Company	101	$172.8M	8.27%	1.1%
JPMorgan Chase Bank, National Association	1,151	$157.1M	7.76%	14.4%
Readycap Lending, LLC	365	$140.8M	11.34%	20.2%
PNC Bank, National Association	578	$123.7M	7.58%	13.9%
Bank of America, National Association	1,036	$88.4M	7.92%	24.8%
Byline Bank	68	$85.9M	7.45%	6.8%
Celtic Bank Corporation	293	$85.7M	7.24%	19.8%
Newtek Bank, National Association	233	$85.6M	11.63%	0.0%
TD Bank, National Association	651	$78.1M	9.61%	8.0%
Columbia Bank	281	$77.4M	7.29%	11.9%
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION	98	$71.3M	N/A	1.2%
Newtek Small Business Finance, Inc.	158	$68.7M	7.29%	5.5%
Cadence Bank	127	$64.9M	7.77%	3.5%
Zions Bank, A Division of	337	$63.7M	7.60%	12.9%
Manufacturers and Traders Trust Company	601	$62.9M	8.70%	8.4%
Capital One, National Association	254	$61.4M	6.16%	27.2%
KeyBank National Association	212	$60.7M	7.45%	9.4%
WELLS FARGO BANK NATIONAL ASSOCIATION	48	$58.3M	N/A	0.0%
Enterprise Bank & Trust	72	$57.7M	6.03%	3.1%
SouthState Bank, National Association	82	$56.6M	7.26%	6.5%
Regions Bank	70	$56.4M	6.31%	8.5%
BANK OF AMERICA, NATIONAL ASSOCIATION	46	$56.1M	N/A	0.0%

Sub-Industry	Loans	Volume▼	Avg Size	Default Rate
Sports and Recreation Instruction	5,547	$2.0B	$354K	9.1%
Elementary and Secondary Schools	2,095	$1.7B	$792K	5.5%
All Other Miscellaneous Schools and Instruction	3,378	$967.0M	$286K	11.7%
Fine Arts Schools	3,034	$682.7M	$225K	9.2%
Educational Support Services	2,566	$551.8M	$215K	13.4%
Other Technical and Trade Schools	1,431	$458.6M	$321K	15.0%
Cosmetology and Barber Schools	860	$337.5M	$392K	11.2%
Exam Preparation and Tutoring	1,391	$276.7M	$199K	16.0%
Professional and Management Development Training	1,050	$263.3M	$251K	11.6%
Colleges, Universities, and Professional Schools	226	$168.0M	$743K	15.0%
Flight Training	396	$126.7M	$320K	10.6%
Computer Training	472	$92.2M	$195K	19.1%
Automobile Driving Schools	508	$77.2M	$152K	16.1%
Language Schools	186	$61.9M	$333K	13.5%
Junior Colleges	76	$42.0M	$553K	10.9%
Business and Secretarial Schools	81	$17.7M	$219K	22.5%
Apprenticeship Training	86	$6.1M	$71K	21.9%