Live Oak Banking Company

Based in NC

16,868 SBA loans totaling $22.2B.

Total Loans
16,868
1991–2025
Total Volume
$22.2B
Gross approval amount
Avg Loan Size
$1.3M
Median: $888K
Avg Interest Rate
6.95%
Default Rate
1.5%
States Served
50
+ 3 territories

Live Oak Banking Company — Annual Lending Volume

Live Oak Banking Company — Annual Loan Count

Where They Lend

What They Lend For

Loan Size Distribution

Loan Outcomes

Active46.3%
Paid in Full40.4%
Charged Off1.3%
Cancelled8.3%
Committed3.7%