Retail Trade

299,566 SBA loans totaling $98.7B.

Total Loans

299,566

1992–2025

Total Volume

$98.7B

Gross approval amount

Avg Loan Size

$329K

Median: $115K

Default Rate

15.8%

Avg rate: 7.21%

Active15%

Paid in Full57.8%

Charged Off13.6%

Cancelled12.7%

Committed0.8%


Wells Fargo Bank National Association	17,022	$4.1B	8.19%	15.3%
Bank of Hope	10,539	$2.8B	6.27%	35.1%
U.S. Bank, National Association	10,156	$2.4B	7.49%	14.6%
Live Oak Banking Company	1,788	$2.4B	6.47%	3.1%
Readycap Lending, LLC	4,029	$2.2B	10.33%	26.8%
The Huntington National Bank	10,053	$2.0B	6.98%	8.9%
JPMorgan Chase Bank, National Association	12,340	$1.9B	7.62%	21.2%
Hanmi Bank	2,840	$1.7B	6.49%	9.0%
Celtic Bank Corporation	2,192	$1.7B	7.47%	9.9%
Metro City Bank	1,234	$1.7B	5.96%	2.1%
Bank of America, National Association	16,965	$1.5B	7.27%	28.4%
Columbia Bank	3,909	$1.4B	7.02%	14.3%
Byline Bank	1,222	$1.3B	7.43%	7.6%
PNC Bank, National Association	8,202	$1.2B	7.71%	20.7%
TD Bank, National Association	6,218	$1.2B	9.38%	12.4%
Commonwealth Business Bank	1,257	$1.1B	6.20%	1.0%
BMO Bank National Association	2,618	$1.1B	5.81%	12.2%
Truist Bank	3,429	$962.3M	6.22%	13.1%
PCB Bank	1,068	$910.0M	6.02%	6.7%
Open Bank	794	$904.5M	6.44%	1.0%
Zions Bank, A Division of	3,813	$886.3M	7.69%	16.3%
Enterprise Bank & Trust	895	$884.2M	6.17%	3.3%
Comerica Bank	2,002	$856.5M	6.51%	25.2%
Business Loan Center, LLC	1,955	$836.9M	N/A	40.6%
Newtek Small Business Finance, Inc.	1,460	$835.8M	7.24%	8.8%


Gasoline Stations with Convenience Stores	22,247	$16.7B	$752K	12.7%
Supermarkets and Other Grocery (except Convenience) Stores	14,887	$7.2B	$482K	16.1%
Beer, Wine, and Liquor Stores	17,376	$6.7B	$387K	8.9%
Pharmacies and Drug Stores	8,068	$3.7B	$462K	5.7%
New Car Dealers	3,596	$2.8B	$789K	12.6%
Used Car Dealers	8,402	$2.8B	$331K	15.9%
Convenience Stores	10,178	$2.7B	$266K	13.8%
Furniture Stores	6,225	$2.3B	$367K	21.8%
Sporting Goods Stores	10,837	$2.1B	$198K	17.8%
Hardware Stores	6,513	$2.1B	$324K	14.1%
All Other Miscellaneous Store Retailers (except Tobacco Stores)	11,532	$2.0B	$170K	20.4%
Automotive Parts and Accessories Stores	6,645	$1.7B	$258K	16.3%
Other Building Material Dealers	4,424	$1.7B	$375K	15.2%
All Other Specialty Food Stores	6,578	$1.3B	$192K	20.3%
Floor Covering Stores	4,478	$1.2B	$276K	17.8%
Other Direct Selling Establishments	4,001	$1.1B	$287K	14.5%
Electronic Shopping and Mail-Order Houses	3,070	$1.1B	$356K	9.6%
Gift, Novelty, and Souvenir Stores	8,741	$1.0B	$117K	21.7%
Jewelry Stores	5,790	$992.6M	$171K	14.9%
Baked Goods Stores	3,348	$876.4M	$262K	12.6%
Tire Dealers	2,231	$855.2M	$383K	12.2%
Other Gasoline Stations	2,168	$802.5M	$370K	16.1%
Nursery and Garden Centers	2,719	$767.2M	$282K	14.6%
Boat Dealers	1,677	$751.7M	$448K	11.8%
All Other Home Furnishings Stores	3,339	$745.6M	$223K	22.5%

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