Accommodation & Food Services

231,447 SBA loans totaling $117.7B.

Total Loans

231,447

1992–2025

Total Volume

$117.7B

Gross approval amount

Avg Loan Size

$509K

Median: $214K

Default Rate

13.4%

Avg rate: 7.16%

Active20.5%

Paid in Full53.3%

Charged Off11.4%

Cancelled13.6%

Committed1.2%


Bank of Hope	6,272	$3.0B	6.53%	26.1%
The Huntington National Bank	10,911	$2.6B	7.53%	7.7%
Readycap Lending, LLC	3,525	$2.2B	9.50%	24.8%
GBank	781	$2.2B	7.18%	0.8%
Wells Fargo Bank National Association	7,209	$2.0B	8.50%	18.5%
Celtic Bank Corporation	1,700	$1.9B	7.46%	7.5%
Columbia Bank	2,730	$1.6B	6.76%	12.0%
JPMorgan Chase Bank, National Association	7,470	$1.4B	7.21%	15.5%
U.S. Bank, National Association	6,609	$1.4B	7.66%	13.7%
TD Bank, National Association	4,364	$1.3B	9.28%	13.9%
Hanmi Bank	2,029	$1.3B	6.77%	13.3%
PNC Bank, National Association	6,134	$1.3B	7.38%	19.6%
Byline Bank	1,274	$1.2B	7.07%	10.3%
Comerica Bank	2,329	$1.2B	6.49%	29.0%
Open Bank	748	$1.1B	6.31%	2.5%
Cadence Bank	1,252	$1.0B	7.52%	6.0%
Enterprise Bank & Trust	854	$1.0B	6.45%	3.8%
Commonwealth Business Bank	741	$955.6M	6.12%	4.8%
Live Oak Banking Company	695	$942.8M	8.15%	1.0%
Truist Bank	2,378	$918.3M	5.97%	12.8%
First Western SBLC, Inc	594	$903.0M	6.41%	4.1%
Newtek Small Business Finance, Inc.	1,476	$897.8M	7.32%	12.9%
Business Loan Center, LLC	1,437	$894.8M	N/A	31.2%
US Metro Bank	415	$854.2M	6.81%	3.1%
SouthState Bank, National Association	1,118	$825.6M	6.73%	5.8%


Hotels (except Casino Hotels) and Motels	30,727	$49.8B	$1.6M	8.5%
Full-Service Restaurants	92,220	$33.6B	$365K	14.5%
Limited-Service Restaurants	62,029	$19.7B	$317K	15.1%
Drinking Places (Alcoholic Beverages)	13,055	$4.0B	$310K	11.3%
Snack and Nonalcoholic Beverage Bars	15,516	$3.8B	$248K	14.3%
Caterers	5,741	$1.9B	$331K	15.3%
RV (Recreational Vehicle) Parks and Campgrounds	2,288	$1.7B	$736K	4.3%
Bed-and-Breakfast Inns	1,976	$1.1B	$574K	7.4%
Food Service Contractors	2,336	$668.0M	$286K	10.8%
All Other Traveler Accommodation	604	$317.4M	$525K	6.9%
Mobile Food Services	3,082	$309.4M	$100K	8.2%
Recreational and Vacation Camps (except Campgrounds)	682	$286.3M	$420K	9.4%
Cafeterias, Grill Buffets, and Buffets	349	$224.9M	$644K	5.2%
Rooming and Boarding Houses	238	$115.2M	$484K	10.3%
Cafeterias	551	$74.3M	$135K	25.7%
Casino Hotels	48	$43.1M	$897K	21.6%
All Other Amusement and Recreation Industries	1	$268K	$268K	0.0%
Wineries	1	$253K	$253K	0.0%

Download the complete SBA loan summary for all 20 NAICS industry sectors as a CSV — including loan counts, volume, rates, and default data.