Construction

192,066 SBA loans totaling $46.0B.

Total Loans

192,066

1992–2025

Total Volume

$46.0B

Gross approval amount

Avg Loan Size

$239K

Median: $80K

Default Rate

12.7%

Avg rate: 7.82%

Active20.2%

Paid in Full55.3%

Charged Off10.9%

Cancelled11.8%

Committed1.7%


Wells Fargo Bank National Association	11,363	$2.3B	8.40%	14.6%
The Huntington National Bank	11,915	$1.9B	7.25%	3.9%
U.S. Bank, National Association	16,387	$1.6B	8.46%	12.3%
JPMorgan Chase Bank, National Association	10,757	$1.5B	8.33%	19.8%
Live Oak Banking Company	819	$920.9M	8.37%	0.7%
Bank of America, National Association	9,050	$808.6M	7.97%	29.8%
TD Bank, National Association	6,810	$735.8M	9.53%	10.1%
Manufacturers and Traders Trust Company	5,811	$669.2M	8.33%	9.9%
Zions Bank, A Division of	3,643	$659.5M	8.34%	14.2%
Columbia Bank	2,196	$638.9M	8.17%	9.9%
Newtek Small Business Finance, Inc.	832	$633.5M	7.55%	7.8%
KeyBank National Association	2,953	$618.7M	7.29%	10.4%
BMO Bank National Association	1,412	$614.8M	5.95%	6.9%
PNC Bank, National Association	5,789	$583.8M	8.59%	17.7%
Readycap Lending, LLC	1,541	$576.3M	11.78%	10.8%
Truist Bank	1,809	$502.7M	6.36%	11.1%
Northeast Bank	2,318	$492.3M	10.17%	9.1%
First Internet Bank of Indiana	326	$445.4M	9.54%	2.5%
Newtek Bank, National Association	800	$431.7M	11.44%	0.0%
Enterprise Bank & Trust	537	$404.2M	6.13%	2.9%
BayFirst National Bank	1,856	$383.1M	10.30%	9.1%
Byline Bank	339	$358.9M	7.56%	6.2%
Cadence Bank	875	$328.1M	8.46%	6.2%
Old National Bank	748	$327.2M	6.48%	7.7%
Brookline Bank, a Division of Beacon Bank and Trust	954	$296.5M	6.25%	5.8%


All Other Specialty Trade Contractors	22,080	$6.8B	$307K	11.5%
Plumbing, Heating, and Air-Conditioning Contractors	20,671	$6.0B	$289K	10.0%
Electrical Contractors	18,975	$4.4B	$234K	11.2%
Commercial and Institutional Building Construction	10,253	$3.0B	$293K	11.5%
Residential Remodelers	20,306	$2.6B	$126K	14.8%
Site Preparation Contractors	8,345	$2.4B	$288K	8.5%
New Single-Family Housing Construction (except Operative Builders)	10,198	$1.6B	$161K	20.0%
Roofing Contractors	4,787	$1.5B	$313K	10.5%
Poured Concrete Foundation and Structure Contractors	4,749	$1.2B	$253K	11.5%
Flooring Contractors	4,514	$1.1B	$233K	15.3%
Other Building Finishing Contractors	3,328	$976.2M	$293K	10.6%
Highway, Street, and Bridge Construction	2,420	$956.6M	$395K	7.4%
Other Heavy and Civil Engineering Construction	1,999	$944.0M	$472K	6.1%
Painting and Wall Covering Contractors	6,419	$909.5M	$142K	15.8%
Glass and Glazing Contractors	2,568	$899.6M	$350K	10.0%
Plumbing, Heating, and Air Conditioning Contractors	4,846	$831.1M	$172K	11.9%
Drywall and Insulation Contractors	3,589	$807.2M	$225K	13.9%
Finish Carpentry Contractors	4,350	$789.5M	$181K	15.4%
Other Building Equipment Contractors	2,395	$750.7M	$313K	12.7%
Industrial Building Construction	1,663	$651.3M	$392K	10.4%
Water and Sewer Line and Related Structures Construction	1,628	$537.4M	$330K	8.5%
Other Foundation, Structure, and Building Exterior Contractors	2,366	$482.0M	$204K	12.1%
Masonry Contractors	2,788	$481.5M	$173K	15.0%
Power and Communication Line and Related Structures Construction	1,168	$469.2M	$402K	9.6%
Tile and Terrazzo Contractors	1,797	$423.2M	$236K	17.4%

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