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Pennsylvania SBA Loan Data

75,988 loans totaling $19.8B across all SBA programs.

Total Loans
75,988
1992–2025
Total Volume
$19.8B
Gross approval amount
Avg Loan Size
$261K
Median: $84K
Avg Interest Rate
7.53%
Default rate: 11.1%

SBA Lending by County

Click any county to explore its loan data. Showing: Total Volume

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Counties in Pennsylvania

Montgomery6,892$2.1B$304K
Allegheny9,920$2.0B$204K
Philadelphia7,584$1.9B$247K
Bucks5,206$1.7B$331K
Chester3,478$1.3B$359K
Delaware3,725$1.1B$286K
Lancaster2,437$874.0M$359K
Berks2,381$734.3M$308K
Lehigh1,700$550.4M$324K
York2,091$541.6M$259K
Westmoreland2,522$522.1M$207K
Dauphin1,694$447.1M$264K
Northampton1,467$446.3M$304K
Luzerne1,768$409.7M$232K
Cumberland1,400$377.0M$269K
Lackawanna1,338$370.3M$277K
Butler1,416$358.4M$253K
Erie2,007$327.2M$163K
Washington1,471$309.9M$211K
Monroe788$267.0M$339K
Beaver1,235$229.2M$186K
Centre843$190.1M$226K
Blair1,433$187.3M$131K
Mercer868$185.2M$213K
Lycoming630$158.7M$252K
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Pennsylvania Loan Status

Pennsylvania Loan Status showing Active: 14.7%, Paid in Full: 60.7%, Charged Off: 9.4%, Cancelled: 14%, Committed: 1.2%
Active14.7%
Paid in Full60.7%
Charged Off9.4%
Cancelled14%
Committed1.2%

Note: Loans from 2023 and later may show lower default rates because they haven't had enough time to mature. Default rates typically stabilize after 5+ years.

Pennsylvania Annual Lending Volume

Pennsylvania Annual Lending Volume from 1992 to 2025

Number of Loans per Year

Number of Loans per Year from 1992 to 2025

Top Industries

Top Industries with 12 categories

Loan Size Distribution

Loan Size Distribution with 7 categories

Top Lenders in Pennsylvania

PNC Bank, National Association9,389$1.3B$137K7.36%14.9%
Manufacturers and Traders Trust Company6,046$773.9M$128K7.93%8.2%
First Commonwealth Bank3,187$764.6M$240K6.88%9.5%
Wilmington Savings Fund Society FSB1,219$733.4M$602K6.70%7.4%
The Huntington National Bank3,827$710.5M$186K7.13%4.4%
TD Bank, National Association3,913$704.0M$180K9.27%9.3%
Wells Fargo Bank National Association3,079$671.6M$218K8.60%10.7%
Fulton Bank, National Association958$641.6M$670K6.88%4.7%
First National Bank of Pennsylvania2,630$637.5M$242K6.14%10.7%
Truist Bank2,105$634.7M$302K6.02%12.4%
Citizens Bank, National Association11,071$613.2M$55K6.49%15.5%
Live Oak Banking Company487$593.7M$1.2M7.07%0.7%
Brookline Bank, a Division of Beacon Bank and Trust559$517.8M$926K7.25%3.0%
Meridian Bank435$394.2M$906K7.70%0.9%
Enterprise Bank771$389.3M$505K6.39%9.0%
Univest Bank and Trust Co1,095$309.9M$283K6.81%7.8%
Readycap Lending, LLC713$309.2M$434K11.57%17.4%
KeyBank National Association1,404$292.7M$208K7.59%4.5%
Santander Bank, National Association1,776$276.7M$156K8.37%11.3%
Newtek Small Business Finance, Inc.412$271.5M$659K7.12%10.5%
Firstrust Savings Bank349$235.6M$675K6.66%1.0%
Customers Bank377$228.2M$605K5.70%6.5%
Business Loan Center, LLC355$222.2M$626KN/A23.6%
Bank of America, National Association1,326$218.1M$164K7.08%21.4%
Citizens & Northern Bank539$178.7M$331K6.16%7.0%

Get the Data

Download the complete SBA loan summary for all 50 states + DC and territories as a CSV — including loan counts, volume, rates, and default data.

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