Pennsylvania SBA Loan Data

75,988 loans totaling $19.8B across all SBA programs.

Total Loans

75,988

1991–2025

Total Volume

$19.8B

Gross approval amount

Avg Loan Size

$261K

Median: $84K

Avg Interest Rate

7.53%

Default rate: 11.1%

Pennsylvania Loan Status

Active14.7%

Paid in Full60.7%

Charged Off9.4%

Cancelled13.8%

Committed1.2%

Download State Data

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Pennsylvania Annual Lending Volume

Number of Loans per Year

Top Industries

Loan Size Distribution

Top Lenders in Pennsylvania

Lender	Loans	Volume▼	Avg Size	Avg Rate	Default Rate
PNC Bank, National Association	9,291	$1.2B	$132K	7.36%	15.1%
First Commonwealth Bank	3,133	$728.2M	$232K	6.88%	9.6%
Manufacturers and Traders Trust Company	5,965	$715.5M	$120K	7.93%	8.2%
The Huntington National Bank	3,821	$708.0M	$185K	7.13%	4.4%
Wilmington Savings Fund Society FSB	1,173	$692.7M	$591K	6.70%	7.7%
TD Bank, National Association	3,881	$666.0M	$172K	9.27%	9.4%
Wells Fargo Bank National Association	3,062	$646.7M	$211K	8.60%	10.7%
Citizens Bank, National Association	11,061	$605.0M	$55K	6.49%	15.5%
Truist Bank	2,065	$598.0M	$290K	6.02%	12.7%
Live Oak Banking Company	483	$584.3M	$1.2M	7.07%	0.7%
Fulton Bank, National Association	869	$558.5M	$643K	6.88%	5.2%
First National Bank of Pennsylvania	2,530	$546.4M	$216K	6.14%	10.9%
Brookline Bank, a Division of Beacon Bank and Trust	555	$514.0M	$926K	7.25%	3.0%
Meridian Bank	414	$371.1M	$896K	7.70%	0.9%
Enterprise Bank	725	$348.9M	$481K	6.39%	9.5%
Readycap Lending, LLC	713	$309.2M	$434K	11.57%	17.4%
Santander Bank, National Association	1,767	$272.0M	$154K	8.37%	11.3%
KeyBank National Association	1,374	$272.0M	$198K	7.59%	4.6%
Newtek Small Business Finance, Inc.	411	$271.2M	$660K	7.12%	10.5%
Univest Bank and Trust Co	1,040	$261.6M	$252K	6.81%	8.2%
Firstrust Savings Bank	347	$235.3M	$678K	6.66%	1.0%
Business Loan Center, LLC	355	$222.2M	$626K	N/A	23.6%
Customers Bank	346	$199.6M	$577K	5.70%	6.8%
Bank of America, National Association	1,303	$196.9M	$151K	7.08%	21.7%
The Bank of Princeton	210	$161.8M	$771K	6.15%	4.8%

Top Counties in Pennsylvania

County	Loans	Volume▼
Montgomery →	6,894	$2.1B
Allegheny →	9,920	$2.0B
Philadelphia →	7,584	$1.9B
Bucks →	5,206	$1.7B
Chester →	3,478	$1.3B
Delaware →	3,725	$1.1B
Lancaster →	2,437	$874.0M
Berks →	2,381	$734.3M
Lehigh →	1,700	$550.4M
York →	2,091	$541.6M
Westmoreland →	2,522	$522.1M
Dauphin →	1,694	$447.1M
Northampton →	1,467	$446.3M
Luzerne →	1,768	$409.7M
Cumberland →	1,400	$377.0M
Lackawanna →	1,338	$370.3M
Butler →	1,416	$358.4M
Erie →	2,007	$327.2M
Washington →	1,471	$309.9M
Monroe →	788	$267.0M
Beaver →	1,235	$229.2M
Centre →	843	$190.1M
Blair →	1,433	$187.3M
Mercer →	870	$185.3M
Lycoming →	630	$158.7M

Showing 1–25 of 30

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