South Carolina SBA Loan Data
16,452 loans totaling $7.5B across all SBA programs.
Total Loans
16,452
1992–2025
Total Volume
$7.5B
Gross approval amount
Avg Loan Size
$454K
Median: $155K
Avg Interest Rate
7.91%
Default rate: 12.5%
SBA Lending by County
Click any county to explore its loan data. Showing: Total Volume
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Counties in South Carolina
| Greenville → | 2,342 | $1.0B | $442K |
| Charleston → | 2,152 | $898.6M | $418K |
| Richland → | 1,515 | $563.8M | $372K |
| Horry → | 1,109 | $547.1M | $493K |
| York → | 1,011 | $475.8M | $471K |
| Lexington → | 1,082 | $470.1M | $434K |
| Beaufort → | 972 | $421.2M | $433K |
| Spartanburg → | 826 | $414.2M | $501K |
| Berkeley → | 539 | $280.3M | $520K |
| Aiken → | 412 | $199.7M | $485K |
| Anderson → | 515 | $190.0M | $369K |
| Dorchester → | 457 | $168.3M | $368K |
| Orangeburg → | 250 | $165.9M | $664K |
| Florence → | 325 | $146.5M | $451K |
| Pickens → | 320 | $141.1M | $441K |
| Jasper → | 144 | $136.2M | $946K |
| Lancaster → | 207 | $125.4M | $606K |
| Sumter → | 201 | $118.0M | $587K |
| Cherokee → | 120 | $81.4M | $679K |
| Oconee → | 174 | $80.6M | $463K |
| Greenwood → | 157 | $74.8M | $476K |
| Georgetown → | 182 | $71.7M | $394K |
| Colleton → | 93 | $70.8M | $761K |
| Kershaw → | 140 | $62.1M | $444K |
| Laurens → | 134 | $61.6M | $460K |
Showing 1–25 of 47
South Carolina Loan Status
South Carolina Loan Status showing Active: 21.5%, Paid in Full: 51.9%, Charged Off: 10.5%, Cancelled: 14.6%, Committed: 1.5%
Active21.5%
Paid in Full51.9%
Charged Off10.5%
Cancelled14.6%
Committed1.5%
Note: Loans from 2023 and later may show lower default rates because they haven't had enough time to mature. Default rates typically stabilize after 5+ years.
South Carolina Annual Lending Volume
South Carolina Annual Lending Volume from 1992 to 2025
Number of Loans per Year
Number of Loans per Year from 1992 to 2025
Top Industries
Top Industries with 12 categories
Loan Size Distribution
Loan Size Distribution with 7 categories
Top Lenders in South Carolina
| Live Oak Banking Company | 346 | $440.5M | $1.3M | 6.80% | 0.6% |
| TD Bank, National Association | 1,547 | $405.6M | $262K | 9.05% | 7.7% |
| Wells Fargo Bank National Association | 1,453 | $320.2M | $220K | 8.61% | 10.2% |
| United Community Bank | 352 | $302.1M | $858K | 6.48% | 5.4% |
| Truist Bank | 925 | $280.5M | $303K | 6.19% | 10.4% |
| Pinnacle Bank | 344 | $264.2M | $768K | 6.82% | 8.2% |
| Business Development Corporation of South Carolina | 843 | $251.1M | $298K | 6.41% | 16.3% |
| Readycap Lending, LLC | 362 | $195.1M | $539K | 10.17% | 18.6% |
| SouthState Bank, National Association | 453 | $195.0M | $430K | 8.19% | 4.4% |
| Countybank | 178 | $155.7M | $875K | 7.45% | 1.2% |
| GBank | 58 | $151.7M | $2.6M | 7.65% | 1.8% |
| First-Citizens Bank & Trust Company | 392 | $150.9M | $385K | 8.14% | 9.0% |
| Synovus Bank | 157 | $149.0M | $949K | 6.28% | 4.6% |
| Bank of America, National Association | 1,495 | $129.3M | $87K | 7.57% | 19.4% |
| Regions Bank | 183 | $105.3M | $576K | 6.64% | 11.2% |
| Cadence Bank | 133 | $97.4M | $732K | 7.41% | 0.8% |
| Bank of Travelers Rest | 163 | $97.0M | $595K | 5.18% | 1.7% |
| Ameris Bank | 124 | $86.9M | $701K | 5.75% | 11.3% |
| Celtic Bank Corporation | 197 | $81.8M | $415K | 7.52% | 17.1% |
| The Huntington National Bank | 206 | $79.7M | $387K | 9.57% | 2.3% |
| BankUnited, National Association | 53 | $76.2M | $1.4M | 5.84% | 4.0% |
| Newtek Small Business Finance, Inc. | 140 | $71.0M | $507K | 7.53% | 7.1% |
| Business Loan Center, LLC | 102 | $68.8M | $674K | N/A | 31.8% |
| First Bank | 75 | $67.8M | $904K | 8.49% | 16.7% |
| First Horizon Bank | 89 | $65.4M | $735K | 6.36% | 17.5% |
Get the Data
Download the complete SBA loan summary for all 50 states + DC and territories as a CSV — including loan counts, volume, rates, and default data.
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