First-Citizens Bank & Trust Company
Based in NC7,896 SBA loans totaling $4.9B.
Total Loans
7,896
1992–2025
Total Volume
$4.9B
Gross approval amount
Avg Loan Size
$622K
Median: $400K
Avg Interest Rate
6.39%
Default Rate
10.6%
States Served
48
+ 1 territories
First-Citizens Bank & Trust Company — Annual Lending Volume
First-Citizens Bank & Trust Company — Annual Lending Volume from 1992 to 2025
First-Citizens Bank & Trust Company — Annual Loan Count
First-Citizens Bank & Trust Company — Annual Loan Count from 1992 to 2025
Where They Lend
Where They Lend with 15 categories
What They Lend For
What They Lend For with 10 categories
Loan Size Distribution
Loan Size Distribution with 7 categories
Loan Outcomes
Loan Outcomes showing Active: 17.7%, Paid in Full: 59.4%, Charged Off: 9.1%, Cancelled: 13.5%, Committed: 0.3%
Active17.7%
Paid in Full59.4%
Charged Off9.1%
Cancelled13.5%
Committed0.3%
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