Ohio SBA Loan Data
93,551 loans totaling $22.5B across all SBA programs.
Total Loans
93,551
1992–2025
Total Volume
$22.5B
Gross approval amount
Avg Loan Size
$240K
Median: $80K
Avg Interest Rate
6.92%
Default rate: 10.0%
SBA Lending by County
Click any county to explore its loan data. Showing: Total Volume
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Counties in Ohio
| Franklin → | 13,437 | $3.2B | $242K |
| Cuyahoga → | 12,766 | $2.8B | $222K |
| Hamilton → | 6,851 | $2.0B | $294K |
| Summit → | 5,299 | $1.3B | $239K |
| Montgomery → | 4,077 | $1.2B | $289K |
| Lucas → | 3,441 | $783.0M | $228K |
| Butler → | 2,521 | $732.0M | $290K |
| Stark → | 3,477 | $663.7M | $191K |
| Lake → | 2,763 | $614.4M | $222K |
| Delaware → | 2,435 | $582.3M | $239K |
| Warren → | 1,748 | $554.6M | $317K |
| Lorain → | 2,415 | $522.7M | $216K |
| Medina → | 2,016 | $467.0M | $232K |
| Mahoning → | 2,033 | $459.4M | $226K |
| Clermont → | 1,668 | $453.4M | $272K |
| Portage → | 1,491 | $332.3M | $223K |
| Licking → | 1,543 | $322.2M | $209K |
| Greene → | 959 | $281.9M | $294K |
| Fairfield → | 1,124 | $266.6M | $237K |
| Wood → | 1,061 | $264.5M | $249K |
| Trumbull → | 1,578 | $241.7M | $153K |
| Miami → | 844 | $233.2M | $276K |
| Geauga → | 1,215 | $229.7M | $189K |
| Hancock → | 592 | $174.9M | $295K |
| Columbiana → | 850 | $168.1M | $198K |
Showing 1–25 of 89
Ohio Loan Status
Ohio Loan Status showing Active: 18.8%, Paid in Full: 58.3%, Charged Off: 8.6%, Cancelled: 12.8%, Committed: 1.5%
Active18.8%
Paid in Full58.3%
Charged Off8.6%
Cancelled12.8%
Committed1.5%
Note: Loans from 2023 and later may show lower default rates because they haven't had enough time to mature. Default rates typically stabilize after 5+ years.
Ohio Annual Lending Volume
Ohio Annual Lending Volume from 1992 to 2025
Number of Loans per Year
Number of Loans per Year from 1992 to 2025
Top Industries
Top Industries with 12 categories
Loan Size Distribution
Loan Size Distribution with 7 categories
Top Lenders in Ohio
| The Huntington National Bank | 39,495 | $6.3B | $160K | 6.71% | 6.5% |
| KeyBank National Association | 3,904 | $1.1B | $270K | 7.32% | 8.3% |
| JPMorgan Chase Bank, National Association | 5,923 | $854.6M | $144K | 7.28% | 14.1% |
| PNC Bank, National Association | 5,751 | $811.9M | $141K | 7.23% | 17.2% |
| Fifth Third Bank | 2,639 | $734.2M | $278K | 6.28% | 9.9% |
| U.S. Bank, National Association | 4,787 | $716.6M | $150K | 7.85% | 13.4% |
| Live Oak Banking Company | 474 | $598.2M | $1.3M | 6.89% | 1.2% |
| First Financial Bank | 1,387 | $513.1M | $370K | 5.67% | 6.2% |
| WesBanco Bank, Inc. | 913 | $395.8M | $433K | 6.48% | 13.3% |
| Peoples Bank | 988 | $382.9M | $388K | 6.63% | 8.0% |
| First Commonwealth Bank | 699 | $377.0M | $539K | 7.31% | 3.1% |
| Readycap Lending, LLC | 605 | $317.3M | $524K | 10.65% | 20.9% |
| United Midwest Savings Bank National Association | 462 | $316.2M | $684K | 7.94% | 7.9% |
| Celtic Bank Corporation | 415 | $234.5M | $565K | 7.17% | 11.4% |
| Wells Fargo Bank National Association | 610 | $217.7M | $357K | 6.62% | 23.9% |
| Northwest Bank | 709 | $215.6M | $304K | 7.01% | 8.3% |
| German American Bank | 692 | $215.0M | $311K | 6.32% | 3.2% |
| Byline Bank | 154 | $208.3M | $1.4M | 7.30% | 9.4% |
| Citizens Bank, National Association | 3,516 | $197.5M | $56K | 6.79% | 22.0% |
| GBank | 70 | $195.4M | $2.8M | 7.74% | 0.0% |
| The Park National Bank | 762 | $175.6M | $230K | 6.29% | 7.3% |
| Telhio Credit Union Inc | 713 | $166.0M | $233K | 7.66% | 2.1% |
| Newtek Small Business Finance, Inc. | 235 | $161.2M | $686K | 7.08% | 10.8% |
| Shoreham Bank | 59 | $143.1M | $2.4M | 8.31% | 0.0% |
| First Western SBLC, Inc | 85 | $133.3M | $1.6M | 6.55% | 1.4% |
Get the Data
Download the complete SBA loan summary for all 50 states + DC and territories as a CSV — including loan counts, volume, rates, and default data.
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