Missouri SBA Loan Data
41,516 loans totaling $12.5B across all SBA programs.
Total Loans
41,516
1991–2025
Total Volume
$12.5B
Gross approval amount
Avg Loan Size
$300K
Median: $120K
Avg Interest Rate
6.96%
Default rate: 12.8%
Missouri Loan Status
Active14.3%
Paid in Full61.4%
Charged Off11.1%
Cancelled12.2%
Committed0.7%
Download State Data
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Missouri Annual Lending Volume
Number of Loans per Year
Top Industries
Loan Size Distribution
Top Lenders in Missouri
| Lender | Loans | Volume▼ | Avg Size | Avg Rate | Default Rate |
|---|---|---|---|---|---|
| Simmons Bank | 2,302 | $633.6M | $275K | 6.14% | 16.2% |
| U.S. Bank, National Association | 4,778 | $602.1M | $126K | 7.97% | 14.3% |
| OakStar Bank | 1,008 | $540.0M | $536K | 7.67% | 6.9% |
| Commerce Bank | 2,632 | $404.7M | $154K | 6.03% | 9.3% |
| Live Oak Banking Company | 239 | $387.8M | $1.6M | 7.08% | 1.0% |
| The Central Trust Bank | 2,140 | $366.1M | $171K | 6.67% | 13.8% |
| Midwest Regional Bank | 380 | $341.8M | $900K | 7.08% | 10.3% |
| The Bank of Missouri | 1,116 | $278.2M | $249K | 6.27% | 12.6% |
| UMB Bank, National Association | 930 | $221.3M | $238K | 5.51% | 7.2% |
| Readycap Lending, LLC | 524 | $219.3M | $418K | 12.09% | 27.1% |
| Busey Bank | 300 | $206.2M | $687K | 6.35% | 6.7% |
| Wells Fargo Bank National Association | 417 | $198.3M | $476K | 6.43% | 16.3% |
| Bank of America, National Association | 2,258 | $197.1M | $87K | 6.57% | 19.5% |
| Southern Bank | 527 | $195.9M | $372K | 6.79% | 12.6% |
| Regions Bank | 833 | $193.0M | $232K | 6.99% | 12.6% |
| Guaranty Bank | 422 | $161.7M | $383K | 6.67% | 10.1% |
| Arvest Bank | 693 | $151.3M | $218K | 6.21% | 12.2% |
| Enterprise Bank & Trust | 405 | $128.6M | $318K | 6.07% | 9.4% |
| American Bank of Freedom | 126 | $114.9M | $912K | 7.32% | 0.9% |
| THE CENTRAL TRUST BANK | 163 | $111.0M | $681K | N/A | 3.1% |
| St. Louis Bank | 115 | $103.5M | $900K | 7.25% | 2.7% |
| Hawthorn Bank | 478 | $103.1M | $216K | 5.93% | 6.1% |
| BMO Bank National Association | 443 | $98.3M | $222K | 6.16% | 13.9% |
| Cadence Bank | 242 | $90.8M | $375K | 7.04% | 12.2% |
| PNC Bank, National Association | 656 | $90.3M | $138K | 6.34% | 19.9% |
Top Counties in Missouri
| County | Loans | Volume▼ |
|---|---|---|
| Saint Louis → | 7,136 | $2.3B |
| Jackson → | 5,054 | $1.6B |
| Greene → | 4,449 | $1.3B |
| Saint Charles → | 2,655 | $802.2M |
| Saint Louis City → | 2,033 | $558.7M |
| Clay → | 1,379 | $424.0M |
| Boone → | 1,644 | $379.4M |
| Jasper → | 1,280 | $341.7M |
| Taney → | 824 | $332.5M |
| Christian → | 1,130 | $298.5M |
| Jefferson → | 969 | $242.4M |
| Franklin → | 769 | $240.5M |
| Platte → | 631 | $221.7M |
| Camden → | 692 | $190.6M |
| Cole → | 712 | $177.8M |
| Buchanan → | 414 | $171.7M |
| Cass → | 488 | $142.9M |
| Newton → | 374 | $122.2M |
| Cape Girardeau → | 376 | $98.8M |
| Saint Francois → | 318 | $97.6M |
| Pettis → | 137 | $87.7M |
| Barry → | 306 | $86.2M |
| Lawrence → | 311 | $84.6M |
| Callaway → | 297 | $84.3M |
| Stone → | 280 | $78.0M |
Showing 1–25 of 30
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