Missouri SBA Loan Data
41,516 loans totaling $12.5B across all SBA programs.
Total Loans
41,516
1992–2025
Total Volume
$12.5B
Gross approval amount
Avg Loan Size
$300K
Median: $120K
Avg Interest Rate
6.96%
Default rate: 12.8%
SBA Lending by County
Click any county to explore its loan data. Showing: Total Volume
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Counties in Missouri
| Saint Louis → | 7,136 | $2.3B | $324K |
| Jackson → | 5,054 | $1.6B | $320K |
| Greene → | 4,449 | $1.3B | $293K |
| Saint Charles → | 2,655 | $802.2M | $302K |
| Saint Louis City → | 2,033 | $558.7M | $275K |
| Clay → | 1,378 | $423.7M | $307K |
| Boone → | 1,644 | $379.4M | $231K |
| Jasper → | 1,280 | $341.7M | $267K |
| Taney → | 824 | $332.5M | $404K |
| Christian → | 1,130 | $298.5M | $264K |
| Jefferson → | 969 | $242.4M | $250K |
| Franklin → | 769 | $240.5M | $313K |
| Platte → | 631 | $221.7M | $351K |
| Camden → | 692 | $190.6M | $275K |
| Cole → | 712 | $177.8M | $250K |
| Buchanan → | 414 | $171.7M | $415K |
| Cass → | 488 | $142.9M | $293K |
| Newton → | 374 | $122.2M | $327K |
| Cape Girardeau → | 376 | $98.8M | $263K |
| Saint Francois → | 318 | $97.6M | $307K |
| Pettis → | 137 | $87.7M | $640K |
| Barry → | 306 | $86.2M | $282K |
| Lawrence → | 311 | $84.6M | $272K |
| Callaway → | 297 | $84.3M | $284K |
| Stone → | 280 | $78.0M | $279K |
Showing 1–25 of 116
Missouri Loan Status
Missouri Loan Status showing Active: 14.3%, Paid in Full: 61.4%, Charged Off: 11.1%, Cancelled: 12.4%, Committed: 0.7%
Active14.3%
Paid in Full61.4%
Charged Off11.1%
Cancelled12.4%
Committed0.7%
Note: Loans from 2023 and later may show lower default rates because they haven't had enough time to mature. Default rates typically stabilize after 5+ years.
Missouri Annual Lending Volume
Missouri Annual Lending Volume from 1992 to 2025
Number of Loans per Year
Number of Loans per Year from 1992 to 2025
Top Industries
Top Industries with 12 categories
Loan Size Distribution
Loan Size Distribution with 7 categories
Top Lenders in Missouri
| Simmons Bank | 2,353 | $669.0M | $284K | 6.14% | 16.0% |
| U.S. Bank, National Association | 4,789 | $606.3M | $127K | 7.97% | 14.3% |
| OakStar Bank | 1,042 | $565.1M | $542K | 7.67% | 6.8% |
| The Central Trust Bank | 2,303 | $477.2M | $207K | 6.67% | 13.1% |
| Commerce Bank | 2,678 | $435.4M | $163K | 6.03% | 9.1% |
| Live Oak Banking Company | 242 | $393.2M | $1.6M | 7.08% | 1.0% |
| Midwest Regional Bank | 386 | $344.6M | $893K | 7.08% | 10.4% |
| The Bank of Missouri | 1,200 | $328.7M | $274K | 6.27% | 11.9% |
| UMB Bank, National Association | 952 | $237.9M | $250K | 5.51% | 7.0% |
| Busey Bank | 333 | $227.8M | $684K | 6.35% | 6.2% |
| Readycap Lending, LLC | 524 | $219.3M | $418K | 12.09% | 27.1% |
| Southern Bank | 565 | $212.4M | $376K | 6.79% | 11.8% |
| Bank of America, National Association | 2,276 | $209.8M | $92K | 6.57% | 19.4% |
| Regions Bank | 850 | $204.2M | $240K | 6.99% | 12.4% |
| Wells Fargo Bank National Association | 419 | $200.0M | $477K | 6.43% | 16.2% |
| Guaranty Bank | 464 | $198.9M | $429K | 6.67% | 9.2% |
| Enterprise Bank & Trust | 488 | $197.8M | $405K | 6.07% | 7.9% |
| Arvest Bank | 730 | $170.1M | $233K | 6.21% | 11.7% |
| St. Louis Bank | 148 | $131.0M | $885K | 7.25% | 2.3% |
| American Bank of Freedom | 147 | $124.8M | $849K | 7.32% | 0.8% |
| Hawthorn Bank | 508 | $124.8M | $246K | 5.93% | 5.8% |
| BMO Bank National Association | 459 | $105.4M | $230K | 6.16% | 13.4% |
| PNC Bank, National Association | 681 | $103.0M | $151K | 6.34% | 19.2% |
| Cadence Bank | 249 | $94.1M | $378K | 7.04% | 11.8% |
| Midwest BankCentre | 173 | $87.5M | $506K | 7.05% | 11.8% |
Get the Data
Download the complete SBA loan summary for all 50 states + DC and territories as a CSV — including loan counts, volume, rates, and default data.
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