Texas SBA Loan Data
161,840 loans totaling $67.4B across all SBA programs.
Total Loans
161,840
1991–2025
Total Volume
$67.4B
Gross approval amount
Avg Loan Size
$417K
Median: $150K
Avg Interest Rate
7.51%
Default rate: 14.1%
Texas Loan Status
Active16.2%
Paid in Full58.4%
Charged Off12.2%
Cancelled11.8%
Committed1%
Download State Data
Get the complete SBA loan summary for all 50 states + DC and territories as a CSV — including loan counts, volume, rates, and default data.
Texas Annual Lending Volume
Number of Loans per Year
Top Industries
Loan Size Distribution
Top Lenders in Texas
| Lender | Loans | Volume▼ | Avg Size | Avg Rate | Default Rate |
|---|---|---|---|---|---|
| Wells Fargo Bank National Association | 15,616 | $3.8B | $243K | 8.18% | 13.8% |
| PNC Bank, National Association | 13,178 | $2.9B | $223K | 7.98% | 12.7% |
| JPMorgan Chase Bank, National Association | 17,252 | $2.9B | $168K | 7.43% | 17.6% |
| Live Oak Banking Company | 1,687 | $2.4B | $1.4M | 6.98% | 1.8% |
| Comerica Bank | 4,137 | $1.7B | $416K | 6.35% | 17.4% |
| Readycap Lending, LLC | 2,601 | $1.5B | $593K | 10.66% | 18.8% |
| The Huntington National Bank | 2,495 | $1.5B | $618K | 8.50% | 5.4% |
| Wallis Bank | 1,142 | $1.4B | $1.2M | 6.56% | 4.1% |
| Frost Bank | 3,128 | $939.2M | $300K | 6.66% | 11.1% |
| Bank of Hope | 4,155 | $936.0M | $225K | 6.47% | 40.0% |
| Celtic Bank Corporation | 1,339 | $867.5M | $648K | 7.40% | 13.6% |
| SouthState Bank, National Association | 1,735 | $840.7M | $485K | 6.23% | 9.7% |
| Hanmi Bank | 1,790 | $771.2M | $431K | 6.31% | 12.3% |
| Simmons Bank | 1,860 | $769.8M | $414K | 6.12% | 12.7% |
| Cadence Bank | 1,429 | $757.8M | $530K | 7.51% | 7.9% |
| Bank of America, National Association | 7,349 | $744.5M | $101K | 7.26% | 22.4% |
| Business Loan Center, LLC | 1,249 | $730.1M | $585K | N/A | 31.1% |
| First Financial Bank | 1,127 | $703.7M | $624K | 6.56% | 6.6% |
| Metro City Bank | 470 | $696.1M | $1.5M | 6.18% | 1.3% |
| Enterprise Bank & Trust | 559 | $690.1M | $1.2M | 6.14% | 0.6% |
| Zions Bank, A Division of | 2,070 | $689.9M | $333K | 7.78% | 9.8% |
| PlainsCapital Bank | 1,376 | $672.4M | $489K | 7.31% | 8.8% |
| Loans from Old Closed Lenders | 1,184 | $604.3M | $510K | N/A | 7.7% |
| Regions Bank | 986 | $578.7M | $587K | 6.83% | 12.9% |
| Stellar Bank | 647 | $574.3M | $888K | 6.26% | 6.5% |
Top Counties in Texas
| County | Loans | Volume▼ |
|---|---|---|
| Harris → | 29,852 | $12.4B |
| Dallas → | 20,809 | $8.9B |
| Tarrant → | 14,140 | $5.9B |
| Travis → | 9,195 | $3.9B |
| Collin → | 7,588 | $3.6B |
| Bexar → | 9,191 | $3.4B |
| Denton → | 6,244 | $2.9B |
| Fort Bend → | 4,335 | $2.0B |
| Williamson → | 3,718 | $1.7B |
| Montgomery → | 3,306 | $1.6B |
| El Paso → | 5,236 | $1.1B |
| Brazoria → | 1,806 | $783.1M |
| Lubbock → | 2,725 | $775.8M |
| Galveston → | 1,662 | $723.0M |
| Hays → | 1,269 | $636.1M |
| Hidalgo → | 2,680 | $628.3M |
| Nueces → | 1,702 | $528.6M |
| Jefferson → | 1,054 | $507.9M |
| Johnson → | 1,091 | $470.3M |
| Smith → | 1,087 | $460.1M |
| Bell → | 1,109 | $458.6M |
| Taylor → | 1,225 | $436.6M |
| Comal → | 1,005 | $436.1M |
| Brazos → | 990 | $421.4M |
| Ector → | 955 | $392.9M |
Showing 1–25 of 30
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