Texas SBA Loan Data
161,840 loans totaling $67.4B across all SBA programs.
Total Loans
161,840
1992–2025
Total Volume
$67.4B
Gross approval amount
Avg Loan Size
$417K
Median: $150K
Avg Interest Rate
7.51%
Default rate: 14.1%
SBA Lending by County
Click any county to explore its loan data. Showing: Total Volume
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Counties in Texas
| Harris → | 29,852 | $12.4B | $414K |
| Dallas → | 20,806 | $8.9B | $426K |
| Tarrant → | 14,140 | $5.9B | $420K |
| Travis → | 9,195 | $3.9B | $421K |
| Collin → | 7,588 | $3.6B | $481K |
| Bexar → | 9,191 | $3.4B | $370K |
| Denton → | 6,244 | $2.9B | $461K |
| Fort Bend → | 4,335 | $2.0B | $470K |
| Williamson → | 3,718 | $1.7B | $447K |
| Montgomery → | 3,306 | $1.6B | $488K |
| El Paso → | 5,234 | $1.1B | $219K |
| Brazoria → | 1,806 | $783.1M | $434K |
| Lubbock → | 2,725 | $775.8M | $285K |
| Galveston → | 1,662 | $723.0M | $435K |
| Hays → | 1,269 | $636.1M | $501K |
| Hidalgo → | 2,680 | $628.3M | $234K |
| Nueces → | 1,702 | $528.6M | $311K |
| Jefferson → | 1,050 | $506.7M | $483K |
| Johnson → | 1,091 | $470.3M | $431K |
| Smith → | 1,087 | $460.1M | $423K |
| Bell → | 1,109 | $458.6M | $414K |
| Taylor → | 1,225 | $436.6M | $356K |
| Comal → | 1,005 | $436.1M | $434K |
| Brazos → | 990 | $421.4M | $426K |
| Ector → | 955 | $392.9M | $411K |
Showing 1–25 of 254
Texas Loan Status
Texas Loan Status showing Active: 16.2%, Paid in Full: 58.4%, Charged Off: 12.2%, Cancelled: 12.1%, Committed: 1%
Active16.2%
Paid in Full58.4%
Charged Off12.2%
Cancelled12.1%
Committed1%
Note: Loans from 2023 and later may show lower default rates because they haven't had enough time to mature. Default rates typically stabilize after 5+ years.
Texas Annual Lending Volume
Texas Annual Lending Volume from 1992 to 2025
Number of Loans per Year
Number of Loans per Year from 1992 to 2025
Top Industries
Top Industries with 12 categories
Loan Size Distribution
Loan Size Distribution with 7 categories
Top Lenders in Texas
| Wells Fargo Bank National Association | 15,743 | $3.9B | $249K | 8.18% | 13.7% |
| JPMorgan Chase Bank, National Association | 17,611 | $3.2B | $180K | 7.43% | 17.3% |
| PNC Bank, National Association | 13,230 | $3.0B | $228K | 7.98% | 12.7% |
| Live Oak Banking Company | 1,699 | $2.4B | $1.4M | 6.98% | 1.8% |
| Comerica Bank | 4,172 | $1.8B | $422K | 6.35% | 17.3% |
| The Huntington National Bank | 2,541 | $1.6B | $638K | 8.50% | 5.3% |
| Readycap Lending, LLC | 2,601 | $1.5B | $593K | 10.66% | 18.8% |
| Wallis Bank | 1,173 | $1.4B | $1.2M | 6.56% | 4.0% |
| Frost Bank | 3,226 | $1.0B | $314K | 6.66% | 10.8% |
| SouthState Bank, National Association | 1,842 | $961.8M | $522K | 6.23% | 9.2% |
| Bank of Hope | 4,157 | $938.5M | $226K | 6.47% | 40.0% |
| Celtic Bank Corporation | 1,357 | $921.3M | $679K | 7.40% | 13.5% |
| Cadence Bank | 1,547 | $871.0M | $563K | 7.51% | 7.4% |
| Bank of America, National Association | 7,457 | $869.9M | $117K | 7.26% | 22.1% |
| PlainsCapital Bank | 1,531 | $862.2M | $563K | 7.31% | 8.1% |
| Simmons Bank | 1,934 | $860.7M | $445K | 6.12% | 12.4% |
| Zions Bank, A Division of | 2,233 | $854.0M | $382K | 7.78% | 9.3% |
| Hanmi Bank | 1,802 | $788.2M | $437K | 6.31% | 12.3% |
| First Financial Bank | 1,199 | $767.7M | $640K | 6.56% | 6.4% |
| Stellar Bank | 803 | $746.2M | $929K | 6.26% | 5.5% |
| Business Loan Center, LLC | 1,249 | $730.1M | $585K | N/A | 31.1% |
| Metro City Bank | 477 | $709.2M | $1.5M | 6.18% | 1.3% |
| Enterprise Bank & Trust | 562 | $696.4M | $1.2M | 6.14% | 0.6% |
| Regions Bank | 1,057 | $661.9M | $626K | 6.83% | 12.2% |
| Prosperity Bank | 2,020 | $627.9M | $311K | 5.87% | 11.8% |
Get the Data
Download the complete SBA loan summary for all 50 states + DC and territories as a CSV — including loan counts, volume, rates, and default data.
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