Georgia SBA Loan Data
56,821 loans totaling $29.7B across all SBA programs.
Total Loans
56,821
1991–2025
Total Volume
$29.7B
Gross approval amount
Avg Loan Size
$523K
Median: $250K
Avg Interest Rate
7.33%
Default rate: 15.4%
Georgia Loan Status
Active19.1%
Paid in Full53.4%
Charged Off13.2%
Cancelled12.7%
Committed1%
Download State Data
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Georgia Annual Lending Volume
Number of Loans per Year
Top Industries
Loan Size Distribution
Top Lenders in Georgia
| Lender | Loans | Volume▼ | Avg Size | Avg Rate | Default Rate |
|---|---|---|---|---|---|
| Metro City Bank | 1,645 | $1.9B | $1.2M | 5.70% | 5.1% |
| Truist Bank | 4,424 | $1.4B | $322K | 6.11% | 10.9% |
| Ameris Bank | 1,418 | $958.3M | $676K | 5.78% | 11.2% |
| Live Oak Banking Company | 700 | $928.1M | $1.3M | 6.73% | 1.6% |
| Synovus Bank | 1,420 | $874.2M | $616K | 6.07% | 13.4% |
| SouthState Bank, National Association | 1,307 | $846.1M | $647K | 7.03% | 8.1% |
| Wells Fargo Bank National Association | 3,621 | $805.0M | $222K | 8.77% | 11.1% |
| Cadence Bank | 1,164 | $772.2M | $663K | 6.83% | 9.6% |
| Renasant Bank | 1,031 | $680.5M | $660K | 6.26% | 16.0% |
| HomeTrust Bank | 597 | $598.6M | $1.0M | 5.89% | 5.7% |
| Readycap Lending, LLC | 1,225 | $549.1M | $448K | 10.81% | 24.5% |
| Regions Bank | 1,010 | $487.9M | $483K | 6.55% | 10.7% |
| United Community Bank | 728 | $436.5M | $600K | 6.81% | 5.1% |
| PromiseOne Bank | 473 | $414.4M | $876K | 5.97% | 2.2% |
| Bank of Hope | 1,635 | $390.2M | $239K | 6.78% | 47.9% |
| PNC Bank, National Association | 891 | $352.1M | $395K | 7.28% | 9.3% |
| Bank of America, National Association | 4,513 | $351.5M | $78K | 7.50% | 32.5% |
| Embassy National Bank | 270 | $314.6M | $1.2M | 5.82% | 1.7% |
| East West Bank | 897 | $312.0M | $348K | 6.38% | 7.9% |
| Coastal States Bank | 397 | $300.7M | $758K | 5.89% | 9.0% |
| Community Bank of Pickens County | 216 | $272.0M | $1.3M | 6.48% | 4.0% |
| Georgia's Own Credit Union | 251 | $258.5M | $1.0M | 7.12% | 2.7% |
| Colony Bank | 364 | $253.6M | $697K | 7.14% | 13.8% |
| Newtek Small Business Finance, Inc. | 382 | $249.1M | $652K | 7.22% | 13.9% |
| First Financial Bank | 434 | $244.7M | $564K | 6.30% | 4.7% |
Top Counties in Georgia
| County | Loans | Volume▼ |
|---|---|---|
| Fulton → | 10,040 | $4.8B |
| Gwinnett → | 6,778 | $3.4B |
| Cobb → | 5,535 | $2.6B |
| Dekalb → | 5,630 | $2.5B |
| Chatham → | 1,982 | $1.1B |
| Forsyth → | 1,391 | $923.8M |
| Cherokee → | 1,690 | $889.6M |
| Hall → | 1,020 | $636.0M |
| Clayton → | 1,298 | $620.4M |
| Henry → | 1,071 | $593.9M |
| Houston → | 1,225 | $535.0M |
| Fayette → | 925 | $492.3M |
| Bibb → | 704 | $407.4M |
| Douglas → | 709 | $394.4M |
| Bartow → | 559 | $382.4M |
| Richmond → | 635 | $363.3M |
| Rockdale → | 513 | $312.5M |
| Muscogee → | 618 | $300.7M |
| Coweta → | 596 | $287.4M |
| Carroll → | 464 | $287.2M |
| Gordon → | 280 | $261.8M |
| Glynn → | 431 | $255.0M |
| Clarke → | 495 | $245.6M |
| Columbia → | 576 | $243.0M |
| Paulding → | 460 | $241.9M |
Showing 1–25 of 30
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