Georgia SBA Loan Data
56,821 loans totaling $29.7B across all SBA programs.
Total Loans
56,821
1992–2025
Total Volume
$29.7B
Gross approval amount
Avg Loan Size
$523K
Median: $250K
Avg Interest Rate
7.33%
Default rate: 15.4%
SBA Lending by County
Click any county to explore its loan data. Showing: Total Volume
Loading county map...
Counties in Georgia
| Fulton → | 10,040 | $4.8B | $475K |
| Gwinnett → | 6,778 | $3.4B | $505K |
| Cobb → | 5,535 | $2.6B | $468K |
| Dekalb → | 5,630 | $2.5B | $440K |
| Chatham → | 1,982 | $1.1B | $562K |
| Forsyth → | 1,391 | $923.8M | $664K |
| Cherokee → | 1,690 | $889.6M | $526K |
| Hall → | 1,020 | $636.0M | $624K |
| Clayton → | 1,298 | $620.4M | $478K |
| Henry → | 1,071 | $593.9M | $554K |
| Houston → | 1,225 | $535.0M | $437K |
| Fayette → | 925 | $492.3M | $532K |
| Bibb → | 704 | $407.4M | $579K |
| Douglas → | 709 | $394.4M | $556K |
| Bartow → | 559 | $382.4M | $684K |
| Richmond → | 635 | $363.3M | $572K |
| Rockdale → | 513 | $312.5M | $609K |
| Muscogee → | 618 | $300.7M | $487K |
| Coweta → | 596 | $287.4M | $482K |
| Carroll → | 464 | $287.2M | $619K |
| Gordon → | 280 | $261.8M | $935K |
| Glynn → | 431 | $255.0M | $592K |
| Clarke → | 495 | $245.6M | $496K |
| Columbia → | 576 | $243.0M | $422K |
| Paulding → | 460 | $241.9M | $526K |
Showing 1–25 of 159
Georgia Loan Status
Georgia Loan Status showing Active: 19.1%, Paid in Full: 53.4%, Charged Off: 13.2%, Cancelled: 13.2%, Committed: 1%
Active19.1%
Paid in Full53.4%
Charged Off13.2%
Cancelled13.2%
Committed1%
Note: Loans from 2023 and later may show lower default rates because they haven't had enough time to mature. Default rates typically stabilize after 5+ years.
Georgia Annual Lending Volume
Georgia Annual Lending Volume from 1992 to 2025
Number of Loans per Year
Number of Loans per Year from 1992 to 2025
Top Industries
Top Industries with 12 categories
Loan Size Distribution
Loan Size Distribution with 7 categories
Top Lenders in Georgia
| Metro City Bank | 1,691 | $2.1B | $1.2M | 5.70% | 5.0% |
| Truist Bank | 4,664 | $1.6B | $342K | 6.11% | 10.4% |
| Ameris Bank | 1,604 | $1.1B | $689K | 5.78% | 10.3% |
| Synovus Bank | 1,602 | $1.0B | $633K | 6.07% | 12.4% |
| Live Oak Banking Company | 710 | $948.7M | $1.3M | 6.73% | 1.6% |
| SouthState Bank, National Association | 1,417 | $931.9M | $658K | 7.03% | 7.6% |
| Wells Fargo Bank National Association | 3,685 | $859.5M | $233K | 8.77% | 10.9% |
| Cadence Bank | 1,259 | $857.3M | $681K | 6.83% | 9.1% |
| Renasant Bank | 1,161 | $798.2M | $687K | 6.26% | 14.3% |
| HomeTrust Bank | 611 | $617.3M | $1.0M | 5.89% | 5.8% |
| Regions Bank | 1,100 | $560.2M | $509K | 6.55% | 10.1% |
| Readycap Lending, LLC | 1,225 | $549.1M | $448K | 10.81% | 24.5% |
| United Community Bank | 784 | $482.4M | $615K | 6.81% | 5.0% |
| PromiseOne Bank | 478 | $418.3M | $875K | 5.97% | 2.4% |
| Bank of America, National Association | 4,583 | $407.7M | $89K | 7.50% | 32.1% |
| Bank of Hope | 1,635 | $390.2M | $239K | 6.78% | 47.9% |
| PNC Bank, National Association | 909 | $363.9M | $400K | 7.28% | 9.1% |
| Embassy National Bank | 280 | $323.8M | $1.2M | 5.82% | 1.6% |
| East West Bank | 901 | $321.9M | $357K | 6.38% | 7.8% |
| Coastal States Bank | 417 | $317.6M | $762K | 5.89% | 8.7% |
| Community Bank of Pickens County | 230 | $291.0M | $1.3M | 6.48% | 3.8% |
| Colony Bank | 398 | $269.9M | $678K | 7.14% | 13.0% |
| Georgia's Own Credit Union | 251 | $258.5M | $1.0M | 7.12% | 2.7% |
| Newtek Small Business Finance, Inc. | 383 | $250.6M | $654K | 7.22% | 13.9% |
| United Bank | 260 | $246.2M | $947K | 6.44% | 6.3% |
Get the Data
Download the complete SBA loan summary for all 50 states + DC and territories as a CSV — including loan counts, volume, rates, and default data.
Running a business in Georgia with an SBA loan?
Mazeka Labs helps SBA operators save money, build systems, and connect with peers who understand the journey. Members save an average of $5,000+/year on refinancing alone.
Learn about the community →