Kentucky SBA Loan Data
17,264 loans totaling $4.8B across all SBA programs.
Total Loans
17,264
1991–2025
Total Volume
$4.8B
Gross approval amount
Avg Loan Size
$279K
Median: $100K
Avg Interest Rate
6.81%
Default rate: 13.8%
Kentucky Loan Status
Active14.6%
Paid in Full60%
Charged Off11.9%
Cancelled12.5%
Committed0.9%
Download State Data
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Kentucky Annual Lending Volume
Number of Loans per Year
Top Industries
Loan Size Distribution
Top Lenders in Kentucky
| Lender | Loans | Volume▼ | Avg Size | Avg Rate | Default Rate |
|---|---|---|---|---|---|
| Stock Yards Bank & Trust Company | 733 | $259.8M | $354K | 6.13% | 10.0% |
| The Huntington National Bank | 1,215 | $252.5M | $208K | 6.70% | 8.0% |
| U.S. Bank, National Association | 1,707 | $250.2M | $147K | 7.66% | 12.8% |
| PNC Bank, National Association | 2,260 | $250.0M | $111K | 7.40% | 21.8% |
| Live Oak Banking Company | 172 | $227.7M | $1.3M | 6.57% | 0.7% |
| Community Trust Bank, Inc. | 1,443 | $223.6M | $155K | 5.93% | 11.3% |
| JPMorgan Chase Bank, National Association | 865 | $146.9M | $170K | 7.27% | 16.0% |
| Republic Bank & Trust Company | 523 | $145.1M | $277K | 5.76% | 5.9% |
| Fifth Third Bank | 594 | $122.3M | $206K | 6.41% | 12.7% |
| First Financial Bank | 270 | $115.6M | $428K | 5.52% | 8.8% |
| Truist Bank | 506 | $106.7M | $211K | 6.22% | 12.5% |
| Traditional Bank, Inc. | 329 | $97.0M | $295K | 5.68% | 17.3% |
| Wells Fargo Bank National Association | 175 | $70.8M | $405K | 6.26% | 15.2% |
| Readycap Lending, LLC | 173 | $68.7M | $397K | 11.24% | 22.3% |
| Peoples Bank | 204 | $65.2M | $320K | 6.28% | 16.9% |
| Old National Bank | 165 | $54.7M | $332K | 6.50% | 11.8% |
| GBank | 29 | $51.7M | $1.8M | 7.56% | 0.0% |
| South Central Bank, Inc. | 270 | $50.7M | $188K | 6.11% | 15.8% |
| Newtek Small Business Finance, Inc. | 57 | $49.8M | $874K | 7.77% | 2.8% |
| BankUnited, National Association | 44 | $49.3M | $1.1M | 5.70% | 16.3% |
| Celtic Bank Corporation | 87 | $46.7M | $537K | 7.65% | 14.9% |
| Byline Bank | 33 | $43.5M | $1.3M | 6.98% | 11.5% |
| German American Bank | 119 | $40.7M | $342K | 6.35% | 1.1% |
| The Paducah Bank and Trust Company | 306 | $40.1M | $131K | 5.89% | 8.5% |
| STOCK YARDS BANK & TRUST COMPANY | 52 | $36.6M | $703K | N/A | 2.3% |
Top Counties in Kentucky
| County | Loans | Volume▼ |
|---|---|---|
| Jefferson → | 4,839 | $1.4B |
| Fayette → | 1,608 | $443.5M |
| Kenton → | 977 | $271.9M |
| Boone → | 914 | $231.3M |
| Warren → | 429 | $124.4M |
| Mccracken → | 476 | $112.7M |
| Hardin → | 358 | $109.9M |
| Daviess → | 302 | $107.6M |
| Campbell → | 422 | $105.1M |
| Oldham → | 304 | $100.7M |
| Bullitt → | 259 | $91.2M |
| Shelby → | 220 | $88.4M |
| Madison → | 262 | $77.1M |
| Jessamine → | 236 | $63.9M |
| Barren → | 251 | $62.5M |
| Scott → | 220 | $58.6M |
| Pike → | 341 | $56.7M |
| Laurel → | 135 | $56.0M |
| Nelson → | 142 | $55.1M |
| Montgomery → | 166 | $54.9M |
| Graves → | 173 | $44.0M |
| Clark → | 123 | $40.9M |
| Calloway → | 137 | $38.4M |
| Boyd → | 162 | $37.5M |
| Christian → | 151 | $36.6M |
Showing 1–25 of 30
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