Kentucky SBA Loan Data
17,264 loans totaling $4.8B across all SBA programs.
Total Loans
17,264
1992–2025
Total Volume
$4.8B
Gross approval amount
Avg Loan Size
$279K
Median: $100K
Avg Interest Rate
6.81%
Default rate: 13.8%
SBA Lending by County
Click any county to explore its loan data. Showing: Total Volume
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Counties in Kentucky
| Jefferson → | 4,839 | $1.4B | $287K |
| Fayette → | 1,608 | $443.5M | $276K |
| Kenton → | 977 | $271.9M | $278K |
| Boone → | 914 | $231.3M | $253K |
| Warren → | 429 | $124.4M | $290K |
| Mccracken → | 476 | $112.7M | $237K |
| Hardin → | 358 | $109.9M | $307K |
| Daviess → | 302 | $107.6M | $356K |
| Campbell → | 422 | $105.1M | $249K |
| Oldham → | 304 | $100.7M | $331K |
| Bullitt → | 259 | $91.2M | $352K |
| Shelby → | 220 | $88.4M | $402K |
| Madison → | 261 | $77.1M | $295K |
| Jessamine → | 236 | $63.9M | $271K |
| Barren → | 251 | $62.5M | $249K |
| Scott → | 220 | $58.6M | $266K |
| Pike → | 341 | $56.7M | $166K |
| Laurel → | 135 | $56.0M | $415K |
| Nelson → | 142 | $55.1M | $388K |
| Montgomery → | 166 | $54.9M | $331K |
| Graves → | 173 | $44.0M | $254K |
| Clark → | 122 | $40.9M | $335K |
| Calloway → | 137 | $38.4M | $281K |
| Boyd → | 162 | $37.5M | $231K |
| Christian → | 151 | $36.6M | $242K |
Showing 1–25 of 120
Kentucky Loan Status
Kentucky Loan Status showing Active: 14.6%, Paid in Full: 60%, Charged Off: 11.9%, Cancelled: 12.7%, Committed: 0.9%
Active14.6%
Paid in Full60%
Charged Off11.9%
Cancelled12.7%
Committed0.9%
Note: Loans from 2023 and later may show lower default rates because they haven't had enough time to mature. Default rates typically stabilize after 5+ years.
Kentucky Annual Lending Volume
Kentucky Annual Lending Volume from 1992 to 2025
Number of Loans per Year
Number of Loans per Year from 1992 to 2025
Top Industries
Top Industries with 12 categories
Loan Size Distribution
Loan Size Distribution with 7 categories
Top Lenders in Kentucky
| Stock Yards Bank & Trust Company | 785 | $296.4M | $378K | 6.13% | 9.5% |
| The Huntington National Bank | 1,220 | $256.1M | $210K | 6.70% | 8.0% |
| PNC Bank, National Association | 2,270 | $254.8M | $112K | 7.40% | 21.7% |
| U.S. Bank, National Association | 1,710 | $251.3M | $147K | 7.66% | 12.8% |
| Community Trust Bank, Inc. | 1,459 | $246.4M | $169K | 5.93% | 11.2% |
| Live Oak Banking Company | 172 | $227.7M | $1.3M | 6.57% | 0.7% |
| Republic Bank & Trust Company | 569 | $170.7M | $300K | 5.76% | 5.4% |
| JPMorgan Chase Bank, National Association | 881 | $159.9M | $182K | 7.27% | 15.7% |
| Truist Bank | 538 | $129.4M | $241K | 6.22% | 11.7% |
| Fifth Third Bank | 599 | $125.9M | $210K | 6.41% | 12.6% |
| First Financial Bank | 279 | $121.2M | $435K | 5.52% | 8.5% |
| Traditional Bank, Inc. | 363 | $120.6M | $332K | 5.68% | 16.0% |
| Wells Fargo Bank National Association | 175 | $70.8M | $405K | 6.26% | 15.2% |
| Readycap Lending, LLC | 173 | $68.7M | $397K | 11.24% | 22.3% |
| Peoples Bank | 208 | $67.2M | $323K | 6.28% | 16.8% |
| German American Bank | 144 | $66.2M | $460K | 6.35% | 0.9% |
| Old National Bank | 167 | $56.2M | $337K | 6.50% | 11.8% |
| South Central Bank, Inc. | 276 | $55.5M | $201K | 6.11% | 15.5% |
| GBank | 29 | $51.7M | $1.8M | 7.56% | 0.0% |
| The Paducah Bank and Trust Company | 318 | $50.2M | $158K | 5.89% | 9.3% |
| Newtek Small Business Finance, Inc. | 57 | $49.8M | $874K | 7.77% | 2.8% |
| BankUnited, National Association | 44 | $49.3M | $1.1M | 5.70% | 16.3% |
| Celtic Bank Corporation | 87 | $46.7M | $537K | 7.65% | 14.9% |
| Byline Bank | 33 | $43.5M | $1.3M | 6.98% | 11.5% |
| Central Bank & Trust Co. | 139 | $41.5M | $299K | 5.65% | 16.8% |
Get the Data
Download the complete SBA loan summary for all 50 states + DC and territories as a CSV — including loan counts, volume, rates, and default data.
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