Hawaii SBA Loan Data
8,763 loans totaling $1.5B across all SBA programs.
Total Loans
8,763
1992–2025
Total Volume
$1.5B
Gross approval amount
Avg Loan Size
$170K
Median: $50K
Avg Interest Rate
7.36%
Default rate: 10.1%
SBA Lending by County
Click any county to explore its loan data. Showing: Total Volume
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Counties in Hawaii
| Honolulu → | 5,891 | $991.8M | $168K |
| Maui → | 1,210 | $231.3M | $191K |
| Hawaii → | 1,050 | $178.6M | $170K |
| Kauai → | 583 | $86.4M | $148K |
| Unassigned | 9 | $1.2M | $128K |
Hawaii Loan Status
Hawaii Loan Status showing Active: 11.8%, Paid in Full: 67.1%, Charged Off: 8.8%, Cancelled: 11.8%, Committed: 0.5%
Active11.8%
Paid in Full67.1%
Charged Off8.8%
Cancelled11.8%
Committed0.5%
Note: Loans from 2023 and later may show lower default rates because they haven't had enough time to mature. Default rates typically stabilize after 5+ years.
Hawaii Annual Lending Volume
Hawaii Annual Lending Volume from 1992 to 2025
Number of Loans per Year
Number of Loans per Year from 1992 to 2025
Top Industries
Top Industries with 12 categories
Loan Size Distribution
Loan Size Distribution with 7 categories
Top Lenders in Hawaii
| First Hawaiian Bank | 1,282 | $264.1M | $206K | 6.40% | 5.2% |
| Bank of Hawaii | 1,637 | $246.3M | $150K | 6.62% | 9.2% |
| Central Pacific Bank | 2,206 | $179.1M | $81K | 8.03% | 7.9% |
| American Savings Bank FSB | 927 | $112.9M | $122K | 6.86% | 12.7% |
| Hawaii National Bank | 242 | $56.9M | $235K | 5.95% | 5.5% |
| Live Oak Banking Company | 34 | $42.5M | $1.2M | 8.02% | 9.4% |
| Celtic Bank Corporation | 53 | $26.6M | $502K | 8.21% | 4.7% |
| Newtek Bank, National Association | 43 | $24.6M | $571K | 11.75% | 0.0% |
| Commonwealth Business Bank | 53 | $22.5M | $425K | 6.45% | 8.9% |
| HawaiiUSA FCU | 320 | $17.5M | $55K | 4.56% | 0.7% |
| Bank of Hope | 328 | $16.4M | $50K | 6.64% | 42.9% |
| Newtek Small Business Finance, Inc. | 25 | $14.7M | $590K | 7.96% | 0.0% |
| Northeast Bank | 65 | $12.3M | $189K | 10.88% | 10.0% |
| Wells Fargo Bank National Association | 46 | $12.3M | $267K | 8.23% | 25.6% |
| BayFirst National Bank | 63 | $11.2M | $177K | 10.19% | 5.1% |
| Byline Bank | 6 | $11.2M | $1.9M | 8.67% | 0.0% |
| Bank of Hawaii Corporation | 10 | $10.8M | $1.1M | N/A | 25.0% |
| Gather FCU | 63 | $10.8M | $172K | 7.05% | 1.6% |
| Readycap Lending, LLC | 42 | $7.9M | $188K | 12.26% | 5.3% |
| Mechanics Bank | 8 | $7.8M | $981K | 6.94% | 0.0% |
| Alaska Growth Capital BIDCO, Inc. | 8 | $7.4M | $930K | 6.00% | 0.0% |
| The Huntington National Bank | 5 | $6.6M | $1.3M | 9.95% | 0.0% |
| Business Loan Center, LLC | 62 | $6.4M | $104K | N/A | 57.9% |
| Comerica Bank | 11 | $6.2M | $568K | N/A | 25.0% |
| Bank of America, National Association | 68 | $6.0M | $88K | 5.50% | 16.1% |
Get the Data
Download the complete SBA loan summary for all 50 states + DC and territories as a CSV — including loan counts, volume, rates, and default data.
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