Tennessee SBA Loan Data
21,294 loans totaling $8.2B across all SBA programs.
Total Loans
21,294
1992–2025
Total Volume
$8.2B
Gross approval amount
Avg Loan Size
$383K
Median: $150K
Avg Interest Rate
7.57%
Default rate: 15.0%
SBA Lending by County
Click any county to explore its loan data. Showing: Total Volume
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Counties in Tennessee
| Davidson → | 3,681 | $1.3B | $355K |
| Shelby → | 3,349 | $1.2B | $367K |
| Hamilton → | 1,553 | $681.6M | $439K |
| Knox → | 1,877 | $679.6M | $362K |
| Williamson → | 1,384 | $597.2M | $431K |
| Rutherford → | 929 | $351.8M | $379K |
| Sumner → | 591 | $229.2M | $388K |
| Sevier → | 323 | $189.1M | $586K |
| Montgomery → | 689 | $186.7M | $271K |
| Madison → | 334 | $163.3M | $489K |
| Wilson → | 380 | $146.2M | $385K |
| Maury → | 375 | $139.7M | $373K |
| Washington → | 372 | $138.9M | $373K |
| Blount → | 376 | $132.5M | $353K |
| Sullivan → | 369 | $129.3M | $350K |
| Bradley → | 218 | $104.1M | $478K |
| Anderson → | 195 | $90.3M | $463K |
| Putnam → | 178 | $82.3M | $462K |
| Coffee → | 147 | $67.8M | $461K |
| Robertson → | 214 | $64.2M | $300K |
| Hamblen → | 123 | $60.8M | $495K |
| Loudon → | 123 | $54.1M | $440K |
| Gibson → | 113 | $50.1M | $443K |
| Dickson → | 121 | $48.1M | $397K |
| Bedford → | 80 | $47.5M | $594K |
Showing 1–25 of 96
Tennessee Loan Status
Tennessee Loan Status showing Active: 16.4%, Paid in Full: 56%, Charged Off: 12.8%, Cancelled: 13.5%, Committed: 1.4%
Active16.4%
Paid in Full56%
Charged Off12.8%
Cancelled13.5%
Committed1.4%
Note: Loans from 2023 and later may show lower default rates because they haven't had enough time to mature. Default rates typically stabilize after 5+ years.
Tennessee Annual Lending Volume
Tennessee Annual Lending Volume from 1992 to 2025
Number of Loans per Year
Number of Loans per Year from 1992 to 2025
Top Industries
Top Industries with 12 categories
Loan Size Distribution
Loan Size Distribution with 7 categories
Top Lenders in Tennessee
| Live Oak Banking Company | 333 | $441.1M | $1.3M | 6.84% | 2.7% |
| Pinnacle Bank | 519 | $411.5M | $793K | 7.10% | 5.5% |
| Regions Bank | 1,000 | $346.2M | $346K | 6.84% | 9.3% |
| Truist Bank | 1,176 | $306.9M | $261K | 6.14% | 9.8% |
| U.S. Bank, National Association | 1,743 | $298.9M | $172K | 7.99% | 10.3% |
| First Horizon Bank | 640 | $215.6M | $337K | 6.36% | 10.2% |
| Readycap Lending, LLC | 460 | $212.3M | $461K | 11.16% | 23.8% |
| United Community Bank | 276 | $185.8M | $673K | 6.31% | 9.6% |
| Simmons Bank | 375 | $170.8M | $455K | 5.90% | 10.8% |
| Wells Fargo Bank National Association | 474 | $161.3M | $340K | 8.10% | 14.3% |
| Builtwell Bank | 426 | $145.6M | $342K | 5.97% | 12.7% |
| Citizens Bank | 241 | $137.3M | $570K | 7.05% | 11.1% |
| Cadence Bank | 340 | $133.8M | $393K | 7.74% | 7.4% |
| Synovus Bank | 191 | $124.5M | $652K | 6.00% | 9.8% |
| Bank of America, National Association | 1,340 | $118.9M | $89K | 7.38% | 19.0% |
| Celtic Bank Corporation | 233 | $113.5M | $487K | 7.38% | 17.7% |
| The Huntington National Bank | 331 | $113.0M | $341K | 9.29% | 1.7% |
| SmartBank | 183 | $106.5M | $582K | 5.64% | 9.9% |
| Old National Bank | 151 | $102.9M | $681K | 6.88% | 6.1% |
| Byline Bank | 107 | $101.4M | $948K | 7.45% | 7.1% |
| First Financial Bank | 99 | $99.9M | $1.0M | 6.53% | 1.1% |
| Newtek Small Business Finance, Inc. | 139 | $89.7M | $645K | 7.48% | 9.3% |
| Newtek Bank, National Association | 217 | $88.4M | $407K | 11.35% | 0.0% |
| Renasant Bank | 127 | $82.9M | $652K | 6.65% | 2.0% |
| AmSouth Bank | 334 | $71.3M | $213K | N/A | 3.6% |
Get the Data
Download the complete SBA loan summary for all 50 states + DC and territories as a CSV — including loan counts, volume, rates, and default data.
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