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Vermont SBA Loan Data

9,335 loans totaling $1.7B across all SBA programs.

Total Loans
9,335
1992–2025
Total Volume
$1.7B
Gross approval amount
Avg Loan Size
$181K
Median: $80K
Avg Interest Rate
6.50%
Default rate: 8.2%

SBA Lending by County

Click any county to explore its loan data. Showing: Total Volume

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Counties in Vermont

Chittenden2,348$489.4M$208K
Washington1,060$184.3M$174K
Windsor737$158.5M$215K
Rutland835$137.7M$165K
Bennington682$127.2M$187K
Windham614$127.2M$207K
Lamoille501$99.3M$198K
Addison592$90.9M$153K
Caledonia671$83.7M$125K
Franklin486$65.0M$134K
Orange287$51.3M$179K
Orleans340$50.7M$149K
Grand Isle77$9.5M$123K
Essex90$8.9M$99K
Unassigned7$1.7M$245K

Vermont Loan Status

Vermont Loan Status showing Active: 10.2%, Paid in Full: 71.1%, Charged Off: 7.2%, Cancelled: 10.7%, Committed: 0.7%
Active10.2%
Paid in Full71.1%
Charged Off7.2%
Cancelled10.7%
Committed0.7%

Note: Loans from 2023 and later may show lower default rates because they haven't had enough time to mature. Default rates typically stabilize after 5+ years.

Vermont Annual Lending Volume

Vermont Annual Lending Volume from 1992 to 2025

Number of Loans per Year

Number of Loans per Year from 1992 to 2025

Top Industries

Top Industries with 12 categories

Loan Size Distribution

Loan Size Distribution with 7 categories

Top Lenders in Vermont

Manufacturers and Traders Trust Company1,698$281.8M$166K6.65%9.2%
TD Bank, National Association965$152.3M$158K8.88%6.8%
Community National Bank715$150.9M$211K6.31%4.3%
Union Bank497$92.6M$186K5.72%7.7%
Community Bank, National Association516$80.1M$155K5.25%9.4%
Brookline Bank, a Division of Beacon Bank and Trust539$78.9M$146K5.58%7.0%
KeyBank National Association333$68.1M$205K6.92%9.5%
Bar Harbor Bank & Trust399$66.0M$165K5.68%6.9%
Mascoma Bank158$52.3M$331K5.42%5.7%
National Bank of Middlebury309$36.0M$117K6.00%4.5%
Live Oak Banking Company33$35.9M$1.1M7.04%6.7%
Citizens Bank, National Association504$32.1M$64K6.90%15.5%
Passumpsic Savings Bank374$28.4M$76K5.74%10.3%
Ledyard National Bank58$23.4M$403K5.23%2.0%
EastRise Federal Credit Union151$21.6M$143K6.47%2.1%
Northfield Savings Bank111$19.0M$171K7.86%12.4%
The Bank of Bennington126$18.5M$147K5.67%18.5%
Peoples Trust Company of St. Albans185$18.0M$97K6.83%4.9%
NBT Bank, National Association37$16.3M$440K5.60%6.3%
LyndonBank110$14.4M$131KN/A10.3%
North Country Federal Credit Union189$13.2M$70K6.41%1.2%
Readycap Lending, LLC30$13.1M$438K9.75%18.5%
Heritage Family FCU109$12.1M$111K6.23%5.3%
Celtic Bank Corporation17$12.1M$712K7.61%6.7%
Byline Bank6$11.9M$2.0M6.38%0.0%

Get the Data

Download the complete SBA loan summary for all 50 states + DC and territories as a CSV — including loan counts, volume, rates, and default data.

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