Vermont SBA Loan Data
9,335 loans totaling $1.7B across all SBA programs.
Total Loans
9,335
1991–2025
Total Volume
$1.7B
Gross approval amount
Avg Loan Size
$181K
Median: $80K
Avg Interest Rate
6.50%
Default rate: 8.2%
Vermont Loan Status
Active10.2%
Paid in Full71.1%
Charged Off7.2%
Cancelled10.5%
Committed0.7%
Download State Data
Get the complete SBA loan summary for all 50 states + DC and territories as a CSV — including loan counts, volume, rates, and default data.
Vermont Annual Lending Volume
Number of Loans per Year
Top Industries
Loan Size Distribution
Top Lenders in Vermont
| Lender | Loans | Volume▼ | Avg Size | Avg Rate | Default Rate |
|---|---|---|---|---|---|
| Manufacturers and Traders Trust Company | 1,675 | $272.5M | $163K | 6.65% | 9.3% |
| TD Bank, National Association | 952 | $144.4M | $152K | 8.88% | 6.9% |
| Community National Bank | 615 | $105.8M | $172K | 6.31% | 4.6% |
| Community Bank, National Association | 505 | $76.4M | $151K | 5.25% | 9.7% |
| Union Bank | 479 | $75.8M | $158K | 5.72% | 7.9% |
| Brookline Bank, a Division of Beacon Bank and Trust | 532 | $75.1M | $141K | 5.58% | 7.0% |
| KeyBank National Association | 325 | $63.2M | $194K | 6.92% | 9.8% |
| Bar Harbor Bank & Trust | 386 | $56.1M | $145K | 5.68% | 6.8% |
| COMMUNITY NATIONAL BANK | 100 | $45.1M | $451K | N/A | 2.5% |
| Mascoma Bank | 138 | $36.2M | $262K | 5.42% | 6.5% |
| Live Oak Banking Company | 33 | $35.9M | $1.1M | 7.04% | 6.7% |
| National Bank of Middlebury | 302 | $32.9M | $109K | 6.00% | 4.6% |
| Citizens Bank, National Association | 503 | $32.1M | $64K | 6.90% | 15.5% |
| Passumpsic Savings Bank | 370 | $27.1M | $73K | 5.74% | 10.4% |
| The Bank of Bennington | 126 | $18.5M | $147K | 5.67% | 18.5% |
| Ledyard National Bank | 53 | $17.9M | $338K | 5.23% | 2.2% |
| UNION BANK | 18 | $16.9M | $938K | N/A | 0.0% |
| MASCOMA BANK | 20 | $16.2M | $808K | N/A | 0.0% |
| Peoples Trust Company of St. Albans | 179 | $15.7M | $88K | 6.83% | 4.9% |
| LyndonBank | 110 | $14.4M | $131K | N/A | 10.3% |
| NBT Bank, National Association | 33 | $13.6M | $412K | 5.60% | 6.7% |
| Readycap Lending, LLC | 30 | $13.1M | $438K | 9.75% | 18.5% |
| North Country Federal Credit Union | 184 | $12.1M | $65K | 6.41% | 1.2% |
| Byline Bank | 6 | $11.9M | $2.0M | 6.38% | 0.0% |
| Green Mountain CU | 135 | $11.7M | $87K | 5.88% | 3.9% |
Top Counties in Vermont
| County | Loans | Volume▼ |
|---|---|---|
| Chittenden → | 2,348 | $489.4M |
| Washington → | 1,060 | $184.3M |
| Windsor → | 737 | $158.5M |
| Rutland → | 835 | $137.7M |
| Bennington → | 682 | $127.2M |
| Windham → | 614 | $127.2M |
| Lamoille → | 501 | $99.3M |
| Addison → | 592 | $90.9M |
| Caledonia → | 671 | $83.7M |
| Franklin → | 486 | $65.0M |
| Orange → | 287 | $51.3M |
| Orleans → | 340 | $50.7M |
| Grand Isle → | 77 | $9.5M |
| Essex → | 90 | $8.9M |
| Salt Lake → | 1 | $1.2M |
| San Juan → | 1 | $211K |
| Cheshire → | 1 | $150K |
| Schenectady → | 1 | $70K |
| Merrimack → | 1 | $25K |
| Navajo → | 1 | $25K |
| Philadelphia → | 1 | $25K |
| Plymouth → | 1 | $25K |
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