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NBT Bank, National Association

Based in NY

2,801 SBA loans totaling $604.0M.

Total Loans
2,801
1992–2025
Total Volume
$604.0M
Gross approval amount
Avg Loan Size
$216K
Median: $100K
Avg Interest Rate
5.87%
Default Rate
8.3%
States Served
13

NBT Bank, National Association — Annual Lending Volume

NBT Bank, National Association — Annual Lending Volume from 1992 to 2025

NBT Bank, National Association — Annual Loan Count

NBT Bank, National Association — Annual Loan Count from 1992 to 2025

Where They Lend

Where They Lend with 13 categories

What They Lend For

What They Lend For with 10 categories

Loan Size Distribution

Loan Size Distribution with 7 categories

Loan Outcomes

Loan Outcomes showing Active: 13.3%, Paid in Full: 64.8%, Charged Off: 7.1%, Cancelled: 14.2%, Committed: 0.6%
Active13.3%
Paid in Full64.8%
Charged Off7.1%
Cancelled14.2%
Committed0.6%

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