U.S. Virgin Islands SBA Loan Data

550 loans totaling $144.0M across all SBA programs.

Total Loans

550

1992–2025

Total Volume

$144.0M

Gross approval amount

Avg Loan Size

$262K

Median: $75K

Avg Interest Rate

7.61%

Default rate: 14.3%

SBA Lending by County

Click any county to explore its loan data. Showing: Total Volume

Loading county map...

Counties in U.S. Virgin Islands


Saint Croix →	222	$66.7M	$301K
Saint Thomas →	283	$59.4M	$210K
Saint John →	41	$17.2M	$419K
Unassigned	2	$697K	$349K

U.S. Virgin Islands Loan Status

Active14.5%

Paid in Full55.5%

Charged Off11.6%

Cancelled17.1%

Committed1.1%

Note: Loans from 2023 and later may show lower default rates because they haven't had enough time to mature. Default rates typically stabilize after 5+ years.

U.S. Virgin Islands Annual Lending Volume

Number of Loans per Year

Top Industries

Loan Size Distribution

Top Lenders in U.S. Virgin Islands


Banco Popular de Puerto Rico	143	$27.3M	$191K	7.51%	11.4%
Community Bank & Trust-West Georgia	4	$9.3M	$2.3M	10.17%	0.0%
Metro City Bank	2	$9.0M	$4.5M	8.75%	0.0%
Live Oak Banking Company	6	$8.7M	$1.5M	6.30%	0.0%
FirstBank Puerto Rico	70	$8.7M	$124K	7.31%	5.6%
Celtic Bank Corporation	15	$8.6M	$571K	7.32%	0.0%
Byline Bank	6	$8.2M	$1.4M	7.29%	0.0%
Business Loan Center, LLC	65	$6.8M	$105K	N/A	43.5%
Touchmark National Bank	3	$6.5M	$2.2M	6.50%	0.0%
Stone Bank	4	$6.1M	$1.5M	7.00%	0.0%
Merchants Commercial Bank	19	$5.0M	$262K	10.37%	7.1%
The Bank of Nova Scotia	33	$4.9M	$147K	5.75%	14.3%
Oriental Bank	20	$3.7M	$187K	8.25%	0.0%
Citibank, N.A.	7	$3.5M	$500K	N/A	0.0%
JPMorgan Chase Bank, National Association	13	$3.4M	$264K	N/A	0.0%
Columbia Bank	69	$2.8M	$41K	7.19%	21.5%
First Virgin Islands Federal Savings Bank	15	$2.5M	$165K	N/A	23.1%
Independence Bank	7	$2.2M	$319K	6.00%	25.0%
Synovus Bank	1	$2.1M	$2.1M	2.75%	100.0%
Treadstone Group, Inc.	4	$1.9M	$471K	N/A	75.0%
Signature Bank of Georgia	2	$1.7M	$863K	6.50%	0.0%
Newtek Small Business Finance, Inc.	3	$1.5M	$516K	6.00%	0.0%
First Financial Bank	1	$1.3M	$1.3M	4.30%	0.0%
Textron Business Credit, Inc.	1	$1.1M	$1.1M	N/A	0.0%
HomeTrust Bank	1	$1.0M	$1.0M	10.50%	0.0%

Browse All Loans in U.S. Virgin Islands

Get the Data

Download the complete SBA loan summary for all 50 states + DC and territories as a CSV — including loan counts, volume, rates, and default data.

Running a business in U.S. Virgin Islands with an SBA loan?

Mazeka Labs helps SBA operators save money, build systems, and connect with peers who understand the journey. Members save an average of $5,000+/year on refinancing alone.

Learn about the community →