U.S. Virgin Islands SBA Loan Data

550 loans totaling $144.0M across all SBA programs.

Total Loans

550

1991–2025

Total Volume

$144.0M

Gross approval amount

Avg Loan Size

$262K

Median: $75K

Avg Interest Rate

7.61%

Default rate: 14.3%

U.S. Virgin Islands Loan Status

Active14.5%

Paid in Full55.5%

Charged Off11.6%

Cancelled17.1%

Committed1.1%

Download State Data

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U.S. Virgin Islands Annual Lending Volume

Number of Loans per Year

Top Industries

Loan Size Distribution

Top Lenders in U.S. Virgin Islands

Lender	Loans	Volume▼	Avg Size	Avg Rate	Default Rate
Banco Popular de Puerto Rico	142	$26.6M	$188K	7.51%	10.6%
Community Bank & Trust-West Georgia	4	$9.3M	$2.3M	10.17%	0.0%
Metro City Bank	2	$9.0M	$4.5M	8.75%	0.0%
Live Oak Banking Company	6	$8.7M	$1.5M	6.30%	0.0%
Celtic Bank Corporation	15	$8.6M	$571K	7.32%	0.0%
FirstBank Puerto Rico	69	$8.2M	$120K	7.31%	5.6%
Byline Bank	6	$8.2M	$1.4M	7.29%	0.0%
Business Loan Center, LLC	65	$6.8M	$105K	N/A	43.5%
Touchmark National Bank	3	$6.5M	$2.2M	6.50%	0.0%
Stone Bank	4	$6.1M	$1.5M	7.00%	0.0%
Merchants Commercial Bank	19	$5.0M	$262K	10.37%	7.1%
The Bank of Nova Scotia	33	$4.9M	$147K	5.75%	14.3%
Citibank, N.A.	7	$3.5M	$500K	N/A	0.0%
JPMorgan Chase Bank, National Association	13	$3.4M	$264K	N/A	0.0%
Oriental Bank	19	$3.2M	$170K	8.25%	0.0%
Columbia Bank	69	$2.8M	$41K	7.19%	21.5%
First Virgin Islands Federal Savings Bank	15	$2.5M	$165K	N/A	23.1%
Independence Bank	7	$2.2M	$319K	6.00%	25.0%
Synovus Bank	1	$2.1M	$2.1M	2.75%	100.0%
Treadstone Group, Inc.	4	$1.9M	$471K	N/A	75.0%
Signature Bank of Georgia	2	$1.7M	$863K	6.50%	0.0%
Newtek Small Business Finance, Inc.	3	$1.5M	$516K	6.00%	0.0%
First Financial Bank	1	$1.3M	$1.3M	4.30%	0.0%
Textron Business Credit, Inc.	1	$1.1M	$1.1M	N/A	0.0%
HomeTrust Bank	1	$1.0M	$1.0M	10.50%	0.0%

Top Counties in U.S. Virgin Islands

County	Loans	Volume▼
Saint Croix →	222	$66.7M
Saint Thomas →	283	$59.4M
Saint John →	41	$17.2M
Miami-Dade →	1	$54K
Rockland →	1	$7K

Browse All Loans in U.S. Virgin Islands

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