Arkansas SBA Loan Data
13,124 loans totaling $4.5B across all SBA programs.
Total Loans
13,124
1991–2025
Total Volume
$4.5B
Gross approval amount
Avg Loan Size
$346K
Median: $119K
Avg Interest Rate
6.94%
Default rate: 14.9%
Arkansas Loan Status
Active13.1%
Paid in Full61.1%
Charged Off13%
Cancelled11.8%
Committed0.8%
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Arkansas Annual Lending Volume
Number of Loans per Year
Top Industries
Loan Size Distribution
Top Lenders in Arkansas
| Lender | Loans | Volume▼ | Avg Size | Avg Rate | Default Rate |
|---|---|---|---|---|---|
| First Financial Bank | 805 | $432.5M | $537K | 6.33% | 4.3% |
| Arvest Bank | 1,486 | $366.3M | $246K | 6.08% | 8.4% |
| Live Oak Banking Company | 184 | $299.7M | $1.6M | 6.35% | 1.8% |
| ACC Capital | 583 | $264.2M | $453K | 7.14% | 14.1% |
| Regions Bank | 676 | $176.4M | $261K | 6.63% | 15.2% |
| Southern Bancorp Bank | 419 | $166.2M | $397K | 7.03% | 14.3% |
| Simmons Bank | 933 | $163.6M | $175K | 6.53% | 20.2% |
| Centennial Bank | 430 | $105.7M | $246K | 6.37% | 15.2% |
| Cadence Bank | 334 | $101.9M | $305K | 6.53% | 14.1% |
| Bank OZK | 227 | $94.3M | $415K | 6.43% | 13.5% |
| First Service Bank | 150 | $91.6M | $611K | 7.48% | 0.8% |
| First Horizon Bank | 196 | $75.2M | $384K | 7.11% | 21.0% |
| Readycap Lending, LLC | 118 | $68.4M | $580K | 11.32% | 17.8% |
| Bank of America, National Association | 627 | $59.6M | $95K | 7.12% | 23.1% |
| U.S. Bank, National Association | 779 | $59.3M | $76K | 8.25% | 11.2% |
| Legacy National Bank | 136 | $54.6M | $402K | 5.92% | 10.2% |
| FNBC Bank | 157 | $49.3M | $314K | 7.53% | 7.8% |
| Wells Fargo Bank National Association | 96 | $48.2M | $502K | 6.98% | 28.7% |
| ARVEST BANK | 51 | $42.6M | $835K | N/A | 0.0% |
| Stone Bank | 45 | $35.2M | $782K | 6.92% | 12.8% |
| Byline Bank | 21 | $32.9M | $1.6M | 8.21% | 6.3% |
| Equity Bank | 151 | $28.2M | $187K | 6.48% | 32.6% |
| Business Loan Center, LLC | 42 | $26.3M | $627K | N/A | 37.8% |
| FIRST SECURITY BANK | 43 | $25.8M | $600K | N/A | 2.9% |
| RiverBank | 38 | $24.0M | $632K | 7.42% | 0.0% |
Top Counties in Arkansas
| County | Loans | Volume▼ |
|---|---|---|
| Pulaski → | 2,316 | $729.5M |
| Benton → | 1,413 | $569.8M |
| Washington → | 1,370 | $520.2M |
| Sebastian → | 467 | $176.6M |
| Garland → | 546 | $143.1M |
| Faulkner → | 520 | $137.8M |
| Craighead → | 360 | $121.3M |
| White → | 226 | $98.3M |
| Saline → | 392 | $86.4M |
| Jefferson → | 267 | $82.9M |
| Pope → | 221 | $77.4M |
| Randolph → | 112 | $75.0M |
| Union → | 197 | $59.6M |
| Boone → | 231 | $59.6M |
| Baxter → | 261 | $56.0M |
| Polk → | 146 | $55.6M |
| Carroll → | 177 | $55.2M |
| Crittenden → | 125 | $53.2M |
| Independence → | 170 | $53.0M |
| Crawford → | 145 | $51.2M |
| Madison → | 106 | $50.9M |
| Lawrence → | 59 | $49.7M |
| Miller → | 82 | $49.2M |
| Clay → | 41 | $48.6M |
| Sharp → | 98 | $47.0M |
Showing 1–25 of 30
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