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Heritage Bank of Commerce

Based in CA

1,930 SBA loans totaling $1.2B.

Total Loans
1,930
1992–2025
Total Volume
$1.2B
Gross approval amount
Avg Loan Size
$607K
Median: $400K
Avg Interest Rate
6.22%
Default Rate
8.3%
States Served
6

Heritage Bank of Commerce — Annual Lending Volume

Heritage Bank of Commerce — Annual Lending Volume from 1994 to 2025

Heritage Bank of Commerce — Annual Loan Count

Heritage Bank of Commerce — Annual Loan Count from 1994 to 2025

Where They Lend

Where They Lend with 6 categories

What They Lend For

What They Lend For with 10 categories

Loan Size Distribution

Loan Size Distribution with 7 categories

Loan Outcomes

Loan Outcomes showing Active: 13.3%, Paid in Full: 68.4%, Charged Off: 7.4%, Cancelled: 10.7%, Committed: 0.3%
Active13.3%
Paid in Full68.4%
Charged Off7.4%
Cancelled10.7%
Committed0.3%

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